Mortgage Banker - Multiple States

Dickinson Financial Corp•Overland Park, KS

9h•$37,000

About The Position

You will be able to sell direct to customers and solicit customers indirectly through third parties such as realtors, builders, and developers. You will continually identify, develop and maintain proactive and exceptional service-based relationships with retail branches and other clients that can serve as a recurring source of referrals for new mortgage lending opportunities. You will be responsible to develop mortgage lead sources, respond timely to customer inquiries and Bank referrals, analyze borrowers financial and credit data, determine customer financing objectives, advise borrowers of product/pricing policies and guidelines, submit complete applications, help processing team to proactively gather required documentation, and ensure loans are closed within 30 days.

Requirements

Our ideal candidate must be able to build exceptional relationships with customers and referral sources.
The candidate must exhibit strong product knowledge and employ a high-touch, consultative sales approach when providing recommendations to customers based on financial analysis and the customer's financial needs, goals and circumstances.
Candidate must have the ability to meet minimum funding requirements starting the third full month of employment.
Must maintain all required licenses and registration, including NMLS registration.
Proven track record of successfully working remotely with little supervision
Ability to analyze and comprehend complex financial data and provide financial alternatives
Proven track record of successfully working with multiple referral sources
Exceptional communication skills
Knowledge of conventional and government lending guidelines
Knowledge of processing, underwriting, and closing procedures
Knowledge of federal lending regulations governing real estate lending
Ability to manage a pipeline of 15 plus loans
Exceptional organizational skills along with the ability to multi-task
Exceptional working knowledge of VA, FHA, and HUD guidelines
Three plus years of recent mortgage sales experience
Demonstrated experience of closing minimum $500,000 in loans per month
Experience working in a bank mortgage environment or similar relationships

Nice To Haves

Working knowledge of CALYX Point is a plus

Responsibilities

Originate loans based on outside sales activity.
Meet minimum funding requirement starting the third full month of employment.
Supervise Mortgage Loan Assistant, if one is assigned to you.
Maintain high-quality, compliant loan files for loans you originate.
Spend 80% or more of time on outside sales activities to generate loans.
Must have a valid driver's license
Protect all client and bank information confidentially and follow all company policies.
Understand, communicate, and instill the Company’s mission, vision, and values (Pillars of Success).
Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures.
Working at the worksite during regular business hours and/or assigned hours.
Other specified duties as assigned.