Mortgage Banker - Multiple States

Dickinson Financial Corp • Overland Park, KS

7h

About The Position

The Mortgage Banker sells directly to customers and solicits customers through third parties, including realtors, builders, and developers. The role develops and maintains service-based relationships with retail branches and other clients as recurring referral sources. It develops mortgage leads, responds promptly to customer inquiries and bank referrals, analyzes borrowers’ financial and credit information, determines financing objectives, explains product and pricing policies, submits complete applications, helps the processing team gather required documentation, and works to ensure loans close within 30 days. The position requires at least 80% of work time to be spent on outside sales activities and includes working at the worksite during regular or assigned hours. The role may supervise a Mortgage Loan Assistant if assigned.

Requirements

• Three or more years of recent mortgage sales experience.
• Demonstrated experience closing at least $500,000 in loans per month.
• Experience working in a bank mortgage environment or similar relationships.
• Maintain all required licenses and registrations, including NMLS registration.
• Valid driver's license.
• Ability to build exceptional relationships with customers and referral sources.
• Strong product knowledge and a high-touch, consultative sales approach informed by financial analysis and customers’ needs, goals, and circumstances.
• Ability to meet minimum funding requirements beginning in the third full month of employment.
• Ability to analyze and understand complex financial data and provide financial alternatives.
• Proven ability to work successfully with multiple referral sources.
• Exceptional communication and organizational skills, including the ability to multitask.
• Knowledge of conventional and government lending guidelines.
• Knowledge of processing, underwriting, and closing procedures.
• Knowledge of federal lending regulations governing real estate lending.
• Ability to manage a pipeline of 15 or more loans.
• Exceptional working knowledge of VA, FHA, and HUD guidelines.

Nice To Haves

• Working knowledge of CALYX Point.
• Proven track record of successfully working remotely with little supervision.

Responsibilities

• Originate loans based on outside sales activity.
• Meet minimum funding requirements beginning in the third full month of employment.
• Supervise a Mortgage Loan Assistant, if one is assigned.
• Maintain high-quality, compliant files for originated loans.
• Spend 80% or more of work time on outside sales activities to generate loans.
• Protect client and bank information and follow company policies.
• Understand, communicate, and instill the Company’s mission, vision, and values (Pillars of Success).
• Complete monthly training promptly to maintain knowledge of regulatory requirements, policies, and procedures.
• Work at the worksite during regular business hours and/or assigned hours.
• Perform other specified duties as assigned.

Benefits

• Medical coverage
• Dental coverage
• Vision coverage
• 401(k) plan
• Company-paid life insurance
• Short- and long-term disability insurance
• Company-paid vacation, paid leave, and holidays
• Monthly incentive compensation based on achievement of established incentive goals

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed