Member Protection Consultant

AIL•Durham, NC
•$90,000 - $119,981•Remote

About The Position

AO Globe Life is seeking Virtual Client Consultants to help clients make informed insurance decisions. This is a fully remote, independent contractor opportunity with American Income Life / Globe Life. The role is commission-based and performance-driven, not hourly or salaried. Warm leads, online training, daily coaching, mentorship, licensing guidance, and ongoing support are provided. No prior insurance experience is required. Candidates must obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities. Any required pre-licensing coursework, examinations, and state licensing requirements are completed at the candidate’s expense. Candidates provide their own computer or laptop, webcam, reliable high-speed internet, and professional remote workspace, and must complete training and participate in virtual meetings. Licensing requirements, fees, compensation, and contractor terms may vary by state and are reviewed during hiring and onboarding.

Requirements

  • Be at least 18 years of age and legally eligible to work in the United States.
  • Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities.
  • Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense.
  • Provide a computer or laptop, webcam, reliable high-speed internet, and a professional remote workspace.
  • Complete required training and participate in virtual meetings.
  • Have strong communication and relationship-building skills, a people-first mindset, organization and attention to detail, and a proactive approach to challenges.
  • Be comfortable learning virtual tools and working independently as well as with a team.
  • Be self-motivated, coachable, comfortable working independently, and interested in a performance-based career.

Nice To Haves

  • No prior insurance experience is required; training, mentorship, licensing guidance, and ongoing professional development are provided.

Responsibilities

  • Connect with clients interested in insurance information.
  • Schedule and conduct virtual appointments.
  • Listen to client needs and concerns.
  • Explain coverage options and available benefits.
  • Help clients make informed choices.
  • Follow up to ensure a high-quality customer experience.

Benefits

  • Warm leads provided.
  • Weekly pay with unlimited earning potential.
  • Medical premium reimbursement.
  • Industry-leading training and resources.
  • Daily mentorship.
  • Performance incentives.
  • No overhead expenses.
  • OPEIU Local 277 union representation.
  • Career stability with a 70-year organization.
  • Opportunities for professional growth and advancement.
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