Market President

The Citizens Bank of Philadelphia•Starkville, MS

4d•Onsite

About The Position

A proactive relationship builder that assists bank clients and provides excellent support throughout the process of underwriting, structuring and closing of loans and developing deposit relationships while working to enhance and grow the bank's presence within the community and market.

Requirements

5-7 years' successful experience as an individual producer in an FDIC Insured Financial Institution or similar work environment.
1-3 years' successful sales team management for a team responsible for selling and servicing financial services.
4-year degree in banking & finance, real estate, business administration or related field.
Broad Banking Knowledge, including credit analysis and loan documentation systems.
Demonstrated experience overseeing a branch/market, developing selling/cross-selling skills, and coaching/mentoring.
Exceptional Verbal and Written Communication Skills
Exceptional Customer Service and Sales Background
Extensive Knowledge/Use of Microsoft Office and other PC applications

Responsibilities

Oversee activities of the bank within the community/market, including loans and deposits.
Provide day-to-day leadership of managers and employees.
Assist in recruiting, training and developing staff.
Enhance market growth in all areas.
Ensure the highest quality of client service is provided at all delivery systems within the market.
Represent the bank in local community through active participation in community affairs.
Develop new business, through the underwriting, structuring, and closing of loans, as well as maintaining and servicing an existing portfolio.
Solicit, negotiate and coordinate the closing of loans in compliance with the bank's lending policies and procedures as well as applicable Federal and State regulations.
Maintain collection efforts of delinquent loans within the officer portfolio.
Monitor existing loan portfolio to ensure proper risk ratings and early identification of potential problems.
Promote business for the bank by maintaining good client relationships and referring clients to appropriate staff for additional services.
Maximize bank profitability through appropriate pricing of new loans, fee income and selling of all bank products and services.
Develop business and consumer checking and deposit relationships with clients.
Present credits for approval to appropriate levels of authority within the bank as required.
Other duties as required by supervisory personnel.