Manager of Underwriting

Splitero•San Diego, CA
•$130,000 - $150,000•Hybrid

About The Position

As the Manager of Underwriting at Splitero, you will lead and support a team responsible for producing accurate, timely, and high-quality underwriting decisions in a fast-paced environment. You will coach and manage performance while improving team processes, consistency, and operations. The role partners closely with Processing and People Ops to keep work flowing smoothly and maintain alignment across teams. You will be accountable for underwriting quality, team development, and consistent standards while supporting broader business goals. The role is remote until January 2027. Starting in January 2027, it will be hybrid and based in Splitero’s San Diego office, with onsite work Tuesday through Thursday and the option to work remotely on Mondays and Fridays. The stated target start date is 11/16 or 11/30; no year is specified. The salary range is $130,000–$150,000. Individual pay within the range is determined by job-related skills, experience, and relevant education or training.

Requirements

  • At least 4 years of experience in residential loan underwriting.
  • Ability to work in the San Diego office Tuesday through Thursday starting in January 2027.
  • Experience leading a high-performing team.
  • Proven ability to manage projects successfully from ideation through execution.
  • Ability to write effective policies and procedures.
  • Ability to evaluate team risk-based decisions, identify patterns in judgment or conditioning that need correction, and maintain a consistent quality standard across underwriters.
  • Experience navigating cross-functional team dynamics and building consistency across adjacent teams.
  • Demonstrated leadership skills, including constructive conversations, meeting deadlines, proactively communicating departmental challenges and changes, and regularly relaying information to all levels of management.
  • Ability to make data-driven decisions.
  • Adaptability and the ability to respond to changing circumstances with resilience and positivity.
  • A team-oriented approach that prioritizes collaboration, inclusivity, and teammate support.

Nice To Haves

  • Experience working with HEIs.
  • Desire to participate in a fast-paced early-stage startup.

Responsibilities

  • Partner with People Ops to source, screen, and interview candidates, present offers, lead team hiring, and contribute to onboarding decisions.
  • Manage team performance, including completing performance reviews, providing direct and documented feedback, sustaining coaching plans through resolution, and responding to performance support needs.
  • Cultivate a positive team culture, plan employee engagement initiatives, and resolve conflict that interferes with the work environment.
  • Train and onboard new hires and ensure they ramp efficiently.
  • Lead team-related projects by scoping work, creating timelines and resource plans, organizing meetings, delegating tasks, collaborating cross-functionally, and communicating goals, updates, and roadblocks.
  • Manage the pipeline and workload for team members and ensure high performance.
  • Own the development, implementation, and revision of policies and procedures.
  • Connect company-wide goals to quarterly department-level action items and steer department and individual contributor goals.
  • Analyze data for the team’s area, develop insights, and present them to leadership.
  • Serve as the main point of contact for escalations and team member questions.
  • Manage and coach to underwriting quality KPIs, using performance data to identify patterns, drive accountability, and create teachable moments.
  • Serve as the primary cross-functional liaison between Underwriting and Processing, identifying and addressing friction points affecting pipeline health and team consistency.

Benefits

  • Comprehensive healthcare plans for employees and their families, with eligibility beginning on the first day.
  • Flexible PTO.
  • Parental leave.
  • Monthly cell and internet stipend.
  • Access to any WeWork location.
  • Solid tech stack.
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