Manager, Mortgage Compliance (Courtier Hypothécaire Dirigeant) - Bilingual FR/EN

Wealthsimple Technologies

2d • Hybrid

About The Position

Wealthsimple is seeking a bilingual, regulation-savvy, and entrepreneurial mortgage professional to serve as our designated Courtier hypothécaire dirigeant under the AMF. This role involves owning the licensing of our brokerage in Quebec and building the foundation for our presence in the province. It's a ground-floor opportunity to shape Wealthsimple Mortgages and offers significant room for growth. Additionally, the role will support the Director, Principal Mortgage Broker on licensing activities across Canada, managing broker license lifecycles and ensuring national broker network compliance. This position is ideal for a builder who thrives in ambiguity, prioritizes accuracy, and wants to make a significant impact in the Canadian mortgage market.

Requirements

• Treat regulatory precision as a craft, not a checkbox.
• Understand the nuances of provincial mortgage regulation across Canada and are energized, not intimidated, by Canada’s varied brokerage requirements.
• Must hold an active Quebec mortgage licence.
• Active Broker: Participate in brokering to stay sharp, credible, and grounded in real-world experience.
• Problem-solving: Ability to understand and fix process or file issues before they become problems. Bring clarity to ambiguity.
• 5+ years of relevant experience: Previously worked in mortgages, compliance, operations, or a brokering role within a brokerage or financial institution.
• Ideally will have previously served as a principal broker/Courtier hypothécaire dirigeant.
• Leadership experience in a compliance or operations environment is required.
• Deep understanding of broker licensing requirements, regulatory responsibilities, and provincial compliance obligations.
• Take a proactive approach to renewals, education requirements, and regulatory change - for yourself and the brokers you support.
• Bilingual (French/English): Fully fluent in both French and English — written and spoken.
• Experience with AI Tooling: Interested in how AI tools can make your job better, whether it's for document review, tracking, research, or workflow automation.
• Proactive and Action-Oriented: Act without being told what to do, take full ownership of your domain, and proactively seek input when needed to deliver well-supported solutions.
• Efficiency: Produce significant output with minimum wasted effort, finding the most direct path from problem to solution.
• Strong written and verbal communication: Speak plainly and truthfully. Can translate dense regulatory language into clear, practical guidance.
• Honesty/Integrity: Do not cut corners on compliance. Do what is right, not what is convenient.

Nice To Haves

• Experience with AI tools for document review, tracking, research, or workflow automation.

Responsibilities

• Lead the end-to-end process to obtain brokerage licensure in Quebec under the AMF and serve as our designated Courtier hypothécaire dirigeant — owning regulatory submissions, AMF relationships, and ongoing compliance oversight in the province.
• Become a licensed broker in all provinces and territories across Canada.
• Build and enforce deal compliance processes, ensuring all mortgage files meet regulatory requirements and conducting regular audits to close gaps.
• Use AI tools to improve compliance workflows — from licence tracking to document completeness checks — reducing manual effort and increasing reliability.
• Support the Director, Principal Mortgage Broker on national broker licensing — tracking renewal deadlines, CE/CPD requirements, and regulatory changes across all provinces to ensure zero lapses.
• Partner with legal, product, and operations teams to keep compliance policies current and support internal and external audits.

Benefits

• Top-tier health benefits and life insurance
• Long-term group savings with employer match, through Wealthsimple for Business
• 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year
• 90 days away: work outside Canada for up to 90 days per year
• Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Education Level: No Education Listed
• Number of Employees: 501-1,000 employees