Lock Desk Analyst

Ruoff Mortgage • Fort Wayne, IN

just now • Onsite

About The Position

This position is responsible for conducting and analyzing secondary market research. The role evaluates market trends, identifies unmet needs and underserved markets, and pinpoints communities with upcoming management contract expirations that may present opportunities for renovation or repositioning.

Requirements

• Ability to read, write, and communicate at a level consistent with the requirements of this position and to generate independent leads for new business.
• Ability to handle multiple tasks and meet deadlines in a fast paced, stressful environment.
• Ability to write accurate reports and documents; holds self to a high level of quality.
• Must be self-motivated and enthusiastic to obtain personal and company goals.
• Ability to stay organized to easily retrieve information and documents as needed.
• Must be able to work flexible hours and be willing to travel.
• Must possess a valid driver’s license in the appropriate state.
• Proficient with MS Office including Word, Outlook and Power Point; excellent Excel expertise.
• Excellent analytical skills; interpreting results and communicating findings.
• Must maintain annual certification or industry standard training according to company policies.

Nice To Haves

• Bachelor’s degree in business, finance or market research, preferred.
• Working knowledge of Encompass software, preferred.

Responsibilities

• Monitor daily production and distribution of rate sheets.
• Validate and confirm of lock requests from Sr. Loan Officers.
• Tracks Sr. Loan Officer Leakage.
• Analyze current mortgage-backed securities market conditions and reprice rate sheets and locked/unlocked loans accordingly.
• Maintain and calculate profitability at the loan level.
• Share Secondary Market Investor/Approvals responsibilities, as needed.
• Maintain a professional image and standards consistent with company policies and procedures.
• Responsible for a high level of confidentiality and security while handling personal information; verbal and/or written documentation.
• Perform other support/administrative tasks as requested.

Benefits

• comprehensive health insurance plans, including medical, dental, and vision coverage
• a 401(k) plan with company match
• paid vacation, holidays, and sick leave
• training, education, and opportunities for career advancement
• confidential counseling and support services for personal or professional challenges (Employee Assistance Program (EAP))

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level