LOCK DESK SPECIALIST

Bayview Asset Management•Denver, CO

1d•Hybrid

About The Position

Founded in 1993, Bayview Asset Management is an investment management firm focused on investments in mortgage and consumer credit, including whole loans, asset-backed securities, mortgage servicing rights, and other credit-related assets. The Lock Desk Specialist will execute Bayview’s pricing strategies, following all necessary policies and procedures and focusing on driving Bayview’s pricing strategies (locks, re-locks, extensions and manual adjustments). This role involves close collaboration with team members and the Sales department to answer questions and provide day-to-day assistance to MLO’s, Correspondent’s, and Broker’s.

Requirements

Bachelor’s degree
Minimum 2 years’ experience in Secondary Marketing
Ability to complete urgent matters from MLOs, TPOs and Account Executives in a timely manner
Ability to oversee other team members’ questions and concerns
Wide understanding of manual pricing adjustments
Excellent knowledge of rate sheets
Exceptional knowledge of Encompass, Optimal Blue and MRN and HomeLend
Ability to work efficiently with a high level of attention to finer details
Ability to prioritize, follow through and multi-task in a fast-paced environment
Ability to build strong relationships with MLOs, TPOs and Account Executives
Ability to work effectively under aggressive deadlines
Ability to work in a team or individual setting
Exceptional analytical, written and verbal communication skills

Responsibilities

Support origination channels, Retail, Correspondent and Wholesale divisions with rate locks, manual pricing adjustments and other related transactions.
Develop and maintain relationships with internal and external customers; MLOs, Correspondents, Brokers, and TPOs Sales.
Assist in training new Lock Desk Specialists.
Monitor all department mailboxes to ensure timely responses.
Ensure accuracy of pricing.
Support Management team of all our pricing engines and systems.
Maintain all product eligibility and underwriting rules in Optimal Blue and Encompass.
Research company’s portfolio guidelines and policies in response to requests from MLOs, TPOs and Account Executives.
Serve as liaison between the company’s MLOs, TPOs, AEs and Underwriters to resolve program and product questions.
Responsible for all lock desk related activities including lock requests, change requests, extensions, and re-locks with both internal and external investors.
Perform duties related to reviewing, processing, analyzing, and reconciling loan transactions to ensure loan data is valid and accurate.
Knowledge of FHA, VA, Jumbo, NonQM and Conventional loan programs.
Provide rate quotes upon request.
Daily uploading production and distribution of rate sheets.
Handle special tasks as assigned by Manager as needed.