Loan Specialist

M/I Homes • Nashville, TN

1d • Onsite

About The Position

M/I Homes, a top 15 national home builder, is expanding its division in Nashville/Franklin and seeks a Mortgage Loan Processor for its partner builder financing subsidiary, M/I Financial, located in Franklin, TN. The successful candidate must be well-versed in processing all types of purchase money mortgage loans, including conventional, FHA, and VA. This position is full-time and requires on-site work in the Franklin, TN office. The role offers a steady work environment driven by new home purchase sales (no refinances), a convenient location, salary plus monthly paid incentives, a Monday through Friday work schedule, and a generous paid time off structure. The entire loan operation, including origination, processing, and underwriting, is locally based, fostering a team partnership with a top 15 national builder. Employees also receive a discount on new home purchases.

Requirements

• High school graduate, with some college preferred, and at least three (3) years of experience in the mortgage field.
• Proficient in use of Day One Certainty, FHA Connections, the VA Portal, and other mortgage field related databases.
• Must be very well versed in processing of all types of purchase money mortgage loans, including conventional, FHA, and VA.

Nice To Haves

• Some college preferred

Responsibilities

• Processes applicable documentation for Conventional, FHA, and VA mortgage loan applications and prepares required packages for loan approval.
• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file supported by automated underwriting system findings to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
• Is open to communicating and creating ongoing dialogue with borrowers via their preferred method (telephone/text/email) during an extended loan processing/home build timeline.
• Prepares file for final clear-to-close by branch management.

Benefits

• Salary + Monthly Paid Incentives
• Monday through Friday work environment
• Generous paid time off structure
• Discount on employee new home purchases
• 401K and Profit Sharing
• Full Medical, Vision, and Dental Insurance
• Company paid life and disability insurance
• Optional supplemental life insurance
• Health Savings Accounts
• Flexible Spending Accounts
• Paid holidays
• Paid parental leave
• Traditional and Roth 401(k) options
• Profit sharing plan
• Employee stock purchase plan
• Employee home purchase plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 501-1,000 employees