Loan Specialist

M/I Homes • Nashville, TN

1d • Onsite

About The Position

M/I Homes, a top 15 national home builder, is expanding its division in Nashville/Franklin and seeks a Mortgage Loan Processor for its partner builder financing subsidiary, M/I Financial, located in Franklin, TN. The successful candidate must be well-versed in processing all types of purchase money mortgage loans, including conventional, FHA, and VA. This position is full-time and requires on-site work in the Franklin, TN office. The position offers a steady work environment driven by new home purchase sales (no refinances), a convenient location, salary plus monthly paid incentives based on work volume, a Monday through Friday work schedule, and a generous paid time off structure. The entire loan operation, including origination, processing, and underwriting, is locally based. Team partnership with a top 15 national builder, discount on employee new home purchases, 401K and Profit Sharing, and full Medical, Vision, and Dental Insurance are also provided.

Requirements

• High school graduate, with some college preferred
• At least three (3) years of experience in the mortgage field
• Proficient in use of Day One Certainty, FHA Connections, the VA Portal, and other mortgage field related databases.

Responsibilities

• Processes applicable documentation for Conventional, FHA, and VA mortgage loan applications and prepares required packages for loan approval.
• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file supported by automated underwriting system findings to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
• Is open to communicating and creating ongoing dialogue with borrowers via their preferred method (telephone/text/email) during an extended loan processing/home build timeline.
• Prepares file for final clear-to-close by branch management.

Benefits

• Salary + Monthly Paid Incentives based on work volume achieved
• Generous paid time off structure
• Discount on employee new home purchases
• 401K and Profit Sharing
• Full Medical, Vision, and Dental Insurance
• Company paid life and disability insurance
• Optional supplemental life insurance
• Health Savings Accounts and Flexible Spending Accounts
• Paid holidays
• Paid parental leave
• Traditional and Roth 401(k) options
• Employee stock purchase plan
• Employee home purchase plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 501-1,000 employees