Loan Specialist
M/I Homes•Naperville, IL
•$24 - $37•Onsite
About The Position
Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval. This position is non-exempt and eligible for overtime pay for all hours worked in a workweek over 40. This position is eligible for a bonus at the discretion of management, based upon considerations that include the division’s and candidate’s overall performance.
Requirements
- High school graduate with at least one year of relevant course study including seminars and workshops combined with at least two to three years of related experience and/or training
- General knowledge of loan processing and underwriting fundamentals
- Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization
- Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements
- Excellent organization skills and detail-oriented aptitude
- General administrative abilities to include typing, filing and use of computer, calculator, copier, and facsimile machines
Nice To Haves
- Experience using Encompass is a plus
Responsibilities
- Work with loan applicant(s) to gather specific information relative to credit, employment, and financial history to obtain a loan approval
- Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings
- Reviews and assemble accurate loan information in a timely manner to obtain applicable loan approvals
- Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information
- Assists with special projects as requested and perform additional duties as required.
Benefits
- medical, dental and vision insurance
- company paid life and disability insurance
- optional supplemental life insurance
- Health Savings Accounts and Flexible Spending Accounts
- paid time off (PTO) and paid holidays
- paid parental leave
- traditional and Roth 401(k) options
- a profit sharing plan
- an employee stock purchase plan
- an employee home purchase plan
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
