Loan Specialist (Transportation)

Export-Import Bank of the United States • Washington, DC

12d

About The Position

This position is in the Office of Board Authorized Finance (OBAF) and is assigned to the Transportation Division. Positions are responsible for serving as a subject matter expert in underwriting transactions involving programs offered by OBAF. The incumbents develop strategies for supporting complex international portfolios of financial transactions during underwriting, and/or asset management (monitoring) as well as account relationship function. At the full performance level, duties include, but are not limited to: Gathers and compiles financial information provided by borrowers, sponsors, lenders, or guarantors, and enters financial statements into standardized format for comparison purposes and establishes and maintains transaction files. When conducting financial analysis, the incumbent uses automated financial tools and current software Communicates regularly and routinely with customers and stakeholders to discuss the detailed issues regarding potential transactions, pending applications or operative transactions to foster the full and beneficial use of all of the bank's relevant products. Ascertains many and often obscure facts when analyzing all documentation and considering options: (a) structures transactions in accordance with international agreements, bank policies and guidelines with consideration of the borrower's financial condition, and general financing terms specific to the relevant sector or industry; and/or (b) reviews the financial documents related to the borrower's financial and operational structure, as well as the strategic plan and competitive environment, in each case with a view towards determining reasonable assurance of repayment for pending applications or operative transactions; and/or (c) with respect to existing transactions, offer recommendations of potential changes to structures to improve a borrower's performance and/or competitive circumstance. Serves as a Relationship Manager for borrowers, lenders, and exporters for moderately complex portfolios of transactions. Portfolios may be under development (pre-authorization) or in the operative stage. Compiles information and completes various reports based on transaction report requirements and/or transaction report preparation procedures. Reports can include credit memorandum, board memorandum, amendments, annual risk rating reports, and restructuring reports. Independently completes required reports with little to no supervision.

Requirements

• U.S. Citizenship
• Background and Security/Suitability Investigation
• May be required to serve a one-year probationary period
• Specialized experience MUST be documented on your resume
• Current or Former Political Appointees: If you are, or have been employed in the last 5 years, you must disclose this information. Failure to do so may result in disciplinary action including removal from Federal Service.
• May require financial disclosure of personal and immediate family financial holdings, outside positions, and interests.
• GS-12: One (1) year of specialized experience that has equipped you with the particular knowledge, skills, and abilities to successfully perform the duties of the position, and that is typically in or related to the work of the position to be filled. To be creditable, specialized experience must have been equivalent to at least the GS-11 level in the Federal Government or other equivalent pay systems. Specialized experience includes: Experience assisting with the analysis of financial transactions; Experience analyzing financial statements and credit risk of borrowers; Experience analyzing country risk, industry conditions, financial structures, and/or technical information to support credit decisions; and Experience assisting with writing and presenting credit memos.
• GS-13: One (1) year of specialized experience that has equipped you with the particular knowledge, skills, and abilities to successfully perform the duties of the position, and that is typically in or related to the work of the position to be filled. To be creditable, specialized experience must have been equivalent to at least the GS-12 level in the Federal Government or other equivalent pay systems. Specialized experience includes: Experience independently performing analysis of financial transactions; Experience analyzing financial statements and credit risk of borrowers; Experience analyzing country risk, industry conditions, financial structures, and/or technical information to support credit decisions; and Experience independently writing and presenting credit memos.
• Resume must contain: Organization/Agency's Name, Title, Salary (series and grade, if applicable), Start and end dates (including the month and year), Number of hours you worked per week, Relevant experience that supports your response to the specialized experience.
• Male applicants born after December 31, 1959, must certify that they have registered with the Selective Service System, or are exempt from having to do so under the Selective Service Law.

Nice To Haves

• Applicants who wish to also be considered under DE must apply to both vacancies separately.

Responsibilities

• Gathers and compiles financial information provided by borrowers, sponsors, lenders, or guarantors, and enters financial statements into standardized format for comparison purposes and establishes and maintains transaction files.
• Communicates regularly and routinely with customers and stakeholders to discuss the detailed issues regarding potential transactions, pending applications or operative transactions to foster the full and beneficial use of all of the bank's relevant products.
• Structures transactions in accordance with international agreements, bank policies and guidelines with consideration of the borrower's financial condition, and general financing terms specific to the relevant sector or industry.
• Reviews the financial documents related to the borrower's financial and operational structure, as well as the strategic plan and competitive environment, in each case with a view towards determining reasonable assurance of repayment for pending applications or operative transactions.
• Offers recommendations of potential changes to structures to improve a borrower's performance and/or competitive circumstance for existing transactions.
• Serves as a Relationship Manager for borrowers, lenders, and exporters for moderately complex portfolios of transactions.
• Compiles information and completes various reports based on transaction report requirements and/or transaction report preparation procedures.
• Independently completes required reports with little to no supervision.

Benefits

• A career with the U.S. government provides employees with a comprehensive benefits package.
• As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding.
• Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed