Loan Officer

CLASSIC BANK N A•Bastrop, TX

4d•Onsite

About The Position

We are seeking a motivated, client-focused Relationship Manager to join our community banking lending team. The ideal candidate will have more than 5 years of experience in banking or financial services, with a strong knowledge of evaluating, authorizing, and securing personal, commercial, and mortgage loans. This position is responsible for developing and maintaining customer relationships, analyzing financial information, supporting sound lending decisions, and contributing to the growth of the bank.

Requirements

More than 5 years of experience in commercial, retail, and mortgage lending, banking, and financial analysis.
Good understanding of financial statements and credit fundamentals.
Excellent interpersonal, communication, and relationship-building skills.
Detail-oriented with strong organizational and problem-solving abilities.
Proficiency in Microsoft Office Suite; experience with banking systems is a plus.
Must maintain registration with the National Mortgage Licensing System (NMLS)

Nice To Haves

Bachelor’s degree in Finance, Business Administration, Economics, or a related field.

Responsibilities

Provides excellent service to both current and prospective loan customers
Gives financial advice and counsel to customers
Contributes to profitability and growth of the bank by building, developing, and managing new and expanded client relationships
Actively cross-sells appropriate banking products & services to new and existing customers and refers clients to other banking areas for additional needs
Analyzes and forms decisions on loans and terms within established lending limits, or makes recommendations to a superior or loan committee
Manages a portfolio of loans to ensure compliance with terms and conditions
Coordinates lending activities with others in the organization
Coordinates and communicates with Branch Manager to assist with rotations of opening, closing, lunch periods, etc.
Serves as the main point of contact for loans in assigned branches and serves as backup contact for other branches
Other duties as assigned