Loan Officer

Commerce Bank•Fort Myers, FL

7d•Onsite

About The Position

The main purpose of this job is to be responsible for developing new loan relationships and maintaining a portfolio of existing loan relationships with high-net worth individuals, families and business owners. Advises wealth management clients utilizing lending and banking solutions that are aligned with the client’s overall financial objectives and working within FineMark’s team approach. Lending solutions will include wealth management.

Requirements

Strong understanding of credit administration, compliance, CRA, and all phases of loan documentation and credit file maintenance
Strong analytical and credit underwriting skills
Ability to develop loan relationships
Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills
Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
Basic level proficiency with Microsoft Word, Excel, Teams, and Outlook
Bachelor’s degree or equivalent combination of education and experience required
8+ years of experience as a lender for a financial institution required
For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record.
For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.

Responsibilities

Ensure competitive loan pricing through analysis of the market and economic conditions
Ensure that loan requests are thoroughly analyzed and are properly prepared in accordance with the Bank’s lending policy
Analyze, prepare and present credit requests and utilize the client contact system
Negotiate credit terms, such as interest rates, fees, etc.
Identify new loan requests and review new laws and regulations that influence business lending within the financial institution
Perform other duties as assigned