Loan Officer
About The Position
This position will be responsible for managing an existing loan portfolio, developing new business, underwriting, structuring, and closing loans in accordance with the Bank’s established policies and procedures. The Loan Officer must exercise sound judgment in the loan making process. This position will have extensive customer contact and will be responsible for all operational aspects for consumer, agricultural, or commercial loans. This position is responsible for abiding by and keeping up to date on the Bank’s lending policies, as well as State and Federal lending regulations. The level of this position is based on years of service, education and/or equivalent experience, knowledge level and skill set.
Requirements
- Valid Driver’s License
- High School diploma or GED
- Continuing Education to maintain job knowledge
- Three to Five years of banking experience
Nice To Haves
- Three to Five years of customer service experience
- Proficiency in Microsoft Suites
Responsibilities
- Managing an existing loan portfolio
- Developing new business
- Underwriting, structuring, and closing loans in accordance with the Bank’s established policies and procedures
- Exercising sound judgment in the loan making process
- Handling all operational aspects for consumer, agricultural, or commercial loans
- Abiding by and keeping up to date on the Bank’s lending policies, as well as State and Federal lending regulations
- Demonstrating excellent written and verbal communication skills
- Processing consumer loan transactions and aiding on transaction inquiries
- Analyzing financial statements, cash flows, pay records and tax returns
- Presenting credits and loans for approval to the appropriate authority as required
- Being pro-active in obtaining new consumer and 1–4 family residential loan customers for the Bank
- Demonstrating the ability to prioritize workload
- Receiving consumer and 1 – 4 family loan applications and approving or rejecting loan requests in accordance with loan policies and procedures
- Obtaining and maintaining a working knowledge of regulatory requirements as they relate to safety and soundness, compliance, and operations
- Developing referral networks, suggesting alternate channels, and cross-selling products and services to accomplish the Bank’s goals
- Servicing loan portfolio to ensure documentation requirements are met
- Assisting co-workers as needed
- Performing other duties as assigned and requested
Benefits
- Equal Opportunity Employer
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
