Loan Manager (2920)

OCONEE STATE BANK•Watkinsville, GA

4d•Onsite

About The Position

Loan Managers, also known as Processors, are to take ownership of residential mortgage loan files after Origination and work to fulfill the requirements to advance the loan to closing.

Requirements

Strong organization, analytical, and communication skills
Ability to multitask in a fast-paced environment with tight deadlines
Strong work ethic with a career-driven mindset
Exceptional follow-up and problem-solving skills
Experience with TRID loans and compliance
Advanced MS Office skills

Nice To Haves

High attention to detail
Excellent interpersonal skills
Exceptional written and verbal communication
Excellent organization skills
Lending Pad or Arive Software knowledge

Responsibilities

Streamline and optimize the home loan application process to improve efficiency and customer experience.
Supervise the collection, verification, and organization of financial documents, ensuring accuracy and compliance with underwriting requirements.
Ensure timely compilation and review of documentation, including tax returns, W-2s, salary income, proof of insurance, bank statements, and asset/liability records.
Manage and oversee the ordering and review of credit reports, appraisals, and title reports, identifying discrepancies and coordinating resolutions.
Act as the primary liaison between loan originators, customers, underwriters, attorneys, and insurance companies to facilitate smooth loan processing.
Maintain quality control by reviewing loan files for completeness and accuracy before underwriting submission.
Establish and enforce workflow priorities to ensure all loans meet closing deadlines and rate lock expirations.
Provide leadership, guidance, and mentorship to loan officers to enhance productivity and professional growth.
Ensure adherence to company policies, lending regulations, and industry best practices.
Maintain a focus on enhancing customer service skills and continued mortgage knowledge.
Maintain quality and data integrity on all loan files.
Comply with all policies and procedures outlined in the Oconee State Bank employee handbook.