Loan Closer (in-office) - SD or Irvine, CA; Midvale, UT; Phoenix or Yuma, AZ; Houston, TX; Las Vegas, NV; or Denver, CO
About The Position
Zions Bancorporation is seeking a Loan Closer to join their team. The Loan Closer will play a key role in completing due diligence for loan approvals and collateral lien perfection before preparing loan closing documents. This involves requesting, reviewing, and interpreting third-party documents to issue a "clear to close" for various loan types, including real estate and non-real estate secured loans. The ideal candidate has a passion for impactful outcomes, enjoys collaborative work, and wants to make a difference for clients and communities. This position is fully in-office and requires 5 days a week at one of the specified office locations.
Requirements
- 2+ years of loan closing, documentation, processing, or other directly related experience
- Requires a High School diploma or equivalent
- A combination of education and experience may meet requirements
- Advanced knowledge of loan closing processes and procedures, lending compliance and regulations, loan systems, and loan documentation
- Must be accurate, detail-oriented, and able to multi-task
- Strong problem resolution, audit, customer service (including direct customer contact), and communication skills—both verbal and written
- Solid working knowledge of loan principles and loan systems
- Solid computer skills, including proficiency in word processing and spreadsheet software
Responsibilities
- Review loan approvals for closing conditions, regulatory compliance, appropriate lending authority, and lien perfection requirements
- Establish conditions to close
- Perform all loan closing tasks and proactively interact with sales, portfolio management, underwriting, document preparation, third-party vendors (e.g., title companies, insurance agencies), and bank customers.
- Effectively communicate with all parties, including field personnel and customers, which is essential to expedite loan documentation requests while meeting underwriting, bank policy, compliance, and regulatory requirements
- Other duties as assigned
Benefits
- Medical, Dental and Vision Insurance - START DAY ONE!
- Life and Disability Insurance
- Paid Parental Leave
- Adoption Assistance
- Health Savings (HSA)
- Flexible Spending (FSA)
- Dependent care accounts
- Paid Training
- Paid Time Off (PTO)
- 11 Paid Federal Holidays
- 401(k) plan with company match
- Profit Sharing
- Competitive compensation in line with work experience
- Mental health benefits including coaching and therapy sessions
- Tuition Reimbursement for qualifying employees
- Employee Ambassador preferred banking products
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
High school or GED
