Life Insurance Specialist - Coon Rapids, MN

Auto Club Group•Coon Rapids, MN

1d•Onsite

About The Position

The Life Insurance Specialist drives growth by building relationships, developing leads, and helping members protect their futures through Life, Health, Annuity, Membership, and Financial Services products. The role combines consultative sales, product knowledge, and customer service to identify member needs, close sales, and meet production goals. The specialist works primarily within an ACG branch and collaborates with branch partners to develop referrals, cross-sell opportunities, and long-term member satisfaction. The position is full-time, hourly, and non-exempt, with a Monday–Friday schedule from 8:30 a.m. to 5:30 p.m. The listed location is 2150 Northdale Blvd NW, Coon Rapids, MN 55433. The role offers a $2,500 sign-on bonus, paid in installments after 30 and 90 days. Compensation includes a guaranteed annual base pay of $23,500, commissions, and unlimited income potential; average earnings are listed as $75,000–$100,000 including base pay and commissions. The work is performed in a temperature-controlled office. Irregular hours, including evenings and weekends, may be required. Limited travel for community events is required, with possible exposure to road hazards and temperature extremes. The Auto Club Group provides membership, travel, insurance, and financial services to approximately 14 million members and customers across 14 states and two U.S. territories. The organization describes itself as an inclusive and welcoming equal opportunity employer. Applicants offered employment must consent to a background and drug screen. Reasonable accommodations are available for otherwise qualified applicants.

Requirements

Active, valid state Life license.
Ability to take and pass LUTC or CLU coursework.
Maintain the Life and Health licenses required to sell products.
Valid state driver's license.
Qualify for, obtain, and maintain all applicable state licenses and appointments required to sell and/or service Auto Club Group Membership products.
High school diploma or equivalent.
At least 2 years of experience successfully soliciting and selling life insurance products, with a proven record.
Experience selling intangible products.
Ability and willingness to work irregular hours, including evenings and weekends.
Regular and reliable attendance.

Responsibilities

Solicit and sell Life and Health insurance and Annuity products, primarily within an ACG branch, under minimal supervision.
Develop leads and prospects for new accounts through calls, mailings, referrals, networking, website inquiries, seminars, and other marketing activities.
Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products.
Achieve established sales goals.
Maintain knowledge of product features, marketing techniques, and sales techniques; use sound sales practices with customers.
Respond to customer inquiries and problems.
Build sales opportunities through customer engagement and follow-up.
Complete appropriate applications and forms and follow internal processing procedures to ensure transactions comply with company policies and practices.
Prepare reports documenting prospecting and sales activities.
Maintain specified production standards and persistency levels for required products.
Collaborate with branch colleagues to reach business goals and maximize leads, sales, and cross-selling opportunities.
Assist Underwriting and Brokerage Departments in satisfying requirements.

Benefits

$2,500 sign-on bonus, with $1,000 paid after 30 days and $1,500 paid after 90 days of employment.
Unlimited income potential with tiered commissions for the first 12 months and guaranteed annual base pay of $23,500.
Medical plans with multiple coverage options, including HSA eligibility, and prescription drug coverage.
Dental and vision benefits.
Employee Assistance Program.
Company-paid basic life insurance; optional supplemental life insurance and dependent coverage.
Short- and long-term disability coverage; optional critical illness, accident, and pet insurance.
401(k) plan with company match and additional company contributions, subject to eligibility and vesting terms.
Health Savings Account and Flexible Spending Account options.
Accrual-based paid time off; full-time new employees receive up to 12 PTO days annually, subject to eligibility and accrual terms.
10 company-paid holidays annually for eligible full-time employees, plus one mental health day, two floating holidays, and one volunteer day.
Paid parental, bereavement, jury duty, and military leave programs.
Tuition assistance of up to $5,250 annually, with 80% covered by ACG.
100% reimbursement for eligible professional certification programs.
Career development and advancement opportunities.
Complimentary AAA membership with roadside assistance and travel discounts.
Adoption assistance program.