Life & Annuity Advisor

My Senior Health Plan • San Diego, CA

2d

About The Position

The Life & Annuity Advisor works directly with seniors and other clients to develop personalized life insurance and retirement income strategies. The role involves assessing clients’ financial protection and retirement income needs, educating them about life insurance and annuity solutions, and designing strategies for family protection, wealth preservation, retirement income planning, and legacy and estate planning goals. Advisors conduct policy and retirement reviews, maintain client relationships, collaborate with internal teams and strategic partners, comply with applicable regulations, and document recommendations and interactions in CRM systems. Qualified leads, marketing and operational support, training, product education, and technology tools are provided. The position is available as either a W-2 employee opportunity or a 1099 independent contractor opportunity.

Requirements

• Active Life & Health Insurance License.
• Strong communication and relationship-building skills.
• Ability to effectively explain financial concepts and solutions.
• Self-motivation and a client-first mindset.
• High level of professionalism and ethical conduct.

Nice To Haves

• Experience in life insurance, annuity sales, retirement planning, Medicare, or financial services.
• Existing client relationships or a referral network.
• Series 6, 63, 65, or 7 licenses.
• CFP®, CLU®, ChFC®, or other industry designations.

Responsibilities

• Meet with prospective and existing clients to assess financial protection and retirement income needs.
• Educate clients on life insurance and annuity solutions so they can make informed decisions.
• Design customized strategies for family protection, wealth preservation, retirement income planning, and legacy and estate planning goals.
• Conduct policy and retirement reviews with existing clients.
• Build and maintain strong client relationships through exceptional service.
• Collaborate with internal teams and strategic partners to support client needs.
• Maintain compliance with carrier, state, and federal regulations.
• Document client interactions and recommendations in CRM systems.

Benefits

• Qualified leads.
• W-2 employee opportunities include a base hourly rate plus incentives, benefits eligibility, and marketing and operational support.
• 1099 independent contractor opportunities include a competitive commission structure, flexible schedule, entrepreneurial growth potential, and access to carrier and marketing resources.
• Ongoing training and professional development.
• Carrier and product education.
• CRM and technology tools.
• Marketing support.
• Advancement opportunities.
• Collaborative and growth-focused culture.

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed