U.S. Private Bank – Lending Specialist – Executive Director

JPMorganChase • Fort Worth, TX

9d

About The Position

J.P. Morgan’s U.S. Private Bank is seeking a collaborative, confident, and motivated Lending Specialist to manage complex borrowing relationships. The role presents the Private Bank’s credit solutions to ultra-high-net-worth clients and advises on implementation, working alongside colleagues across markets, businesses, and functions.

The Lending Specialist serves as an internal sales leader for credit, partners with Bankers to identify client financing needs, originates credit opportunities, and leads local credit marketing initiatives. The role also oversees deal analysis, due diligence, credit presentations, approval and restructuring memoranda, portfolio risk monitoring, and coordination with underwriters to adjust debt structures and risk ratings as conditions change.

Requirements

• Seven or more years of experience with extensive credit, loan, and deposit products.
• Bachelor’s degree required.
• FINRA Series 7 and 66 licenses required; unlicensed candidates may be considered but must obtain the licenses within 90 days of the start date.
• Prior experience structuring creative and complex credit transactions.
• Completion of a formal credit training program.
• Demonstrated understanding of wealth management, including investment management, trusts, and financial planning.
• Expert knowledge of and proven success with complex credit products and concepts, including residential real estate loans, concentrated collateral loans, unsecured lending, marketable secured lending, aircraft finance, and art lending.

Nice To Haves

• MBA.
• Knowledge of capital markets and the macro interest rate environment.
• Knowledge of account maintenance, loan closing, credit administration, and compliance procedures.
• Ability to communicate sophisticated credit concepts to all levels of clients and prospects.
• Sales experience, including profiling, overcoming objections, negotiation, team selling, closing sales, and asking for referrals.

Responsibilities

• Act as the internal sales leader for credit products, liaising with Market Managers, Bankers, and Investors to make credit a core part of the J.P. Morgan offering.
• Partner with Bankers to uncover needs and provide sophisticated, innovative solutions for client and prospect financings or restructurings.
• Originate credit leads from prospects and existing clients and lead credit marketing initiatives for the local market.
• Handle deal analysis, due diligence, and credit presentations.
• Supervise credit approval and restructuring memoranda.
• Monitor portfolio risk and proactively improve portfolio quality and prevent loss.
• Manage underwriters implementing changes to debt structures and risk ratings in response to changes in the risk environment.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive