Lending Solutions Specialist

Evergreen Openings • Bellevue, WA

2d • Onsite

About The Position

We're searching for some really great people who enjoy customers as much as we do. Named as one of Puget Sound Business Journal’s Best Places to Work three years running, 2021, 2022 and 2023. We are a certified Great Place to Work™ and were named a Best Workplace eight times, most recently in 2024 in the Financial Services and Insurance category. Check out our rating at: Working at Evergreen Home Loans | Great Place To Work® Wow happens every day at Evergreen. Our vision is centered on changing the world one relationship at a time. Learn more about us on our website here. Discover what’s possible with Evergreen. We're looking to add people who feel the same way we do about our customers, our associates, and the work we do. In return, you'll be part of a growing, contemporary company that rewards creative thinking and believes in helping you get to where you want to be. You'll also enjoy a comprehensive benefits package and an attractive 401K plan to help you grow along with us! The Lending Support Specialist supports the daily operation of Evergreen’s Lending Solutions function, which is designed to build field capability by guiding associates through research, technology tools, guideline interpretation, and lending decision points. This position responds to lending solution requests from the field, assists associates with researching and interpreting guideline information, and provides practical guidance on loan scenarios, technology resources, and internal lending processes. The role supports a coaching-based service model by helping associates learn how to research, validate, and apply lending information independently, while contributing to timely resolution of lending questions and a consistent field support experience.

Requirements

• 2-3 years of mortgage industry experience, with recent experience in underwriting, loan structuring, guideline interpretation, production support, sales support, training, or related mortgage operations.
• Current knowledge of mortgage loan programs, agency guidelines, investor requirements, underwriting standards, and loan quality expectations, compliance regulations and requirements, including TRID, preferred.
• Understanding of fulfillment functions, including processing, underwriting, closing, funding, post-closing, secondary, and investor delivery impacts.
• Familiarity navigating and interpreting AllRegs, MRI guides, Fannie Mae, Freddie Mac, FHA, VA, USDA, investor guides, and other applicable resources.
• Ability to translate complex guidelines, technology processes, and underwriting requirements into clear, practical guidance.
• Ability to exercise good judgment, manage escalations appropriately, and identify when higher-level review or approval is needed.
• Exercise good judgment and strong character, motivated, hard working.
• Ability to work well with fellow associates, clients and vendors.
• Good communication skills.
• Neat, clean, healthy work habits.
• Requires all forms of dexterity and mobility throughout the shift, which may include extended periods of sitting and/or standing.
• Occasionally required to reach with hands and arms, twist, climb or balance, stoop, kneel crouch or crawl.
• Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral, depth perception and the ability to adjust focus.
• Must be able to speak and hear, lift and carry up to twenty-five pounds (25 lbs.) or occasionally more.
• Ability to work in a fast-paced, occasionally noisy environment.
• May be required to drive for business purposes and if so, must hold a driver’s license in good standing and maintain personal auto insurance in compliance with EHL’s Auto Insurance policy.

Nice To Haves

• Current knowledge of mortgage loan programs, agency guidelines, investor requirements, underwriting standards, and loan quality expectations, compliance regulations and requirements, including TRID

Responsibilities

• Support the daily operation of the Lending Solutions function as a centralized coaching, education, technology guidance, and lending resource for the field.
• Respond to lending solution requests from loan originators, loan coordinators, branch managers, underwriters, and other business partners.
• Assist associates with researching and interpreting loan program guidelines, technology resources, and internal lending processes.
• Coach requestors on how to use available resources, technology tools, and guideline materials to reach well-supported conclusions.
• Reinforce clear expectations for request submissions, including required loan facts, applicable guideline references, system screenshots, and supporting documentation.
• Support timely and accurate resolution of lending questions involving program guidelines, loan structure, investor requirements, agency allowances, underwriting expectations, and internal lending processes.
• Research guideline and loan structuring questions using available resources, including AllRegs, MRI guides, agency guides, investor guides, FHA, VA, USDA, Fannie Mae, Freddie Mac, and other applicable resources.
• Support the maintenance, accuracy, and usability of approved lending technology tools and resources, including DPR, Ask Forest, Prism Income Tool, and other department-supported platforms.
• Monitor and assist with updates, reporting, issue identification, and proper usage of department-supported lending technology tools, guidelines, including DPR, Ask Forest, and Prism Income Tool.
• Escalate complex, high-risk, or exception-based matters to appropriate leadership for review and decisioning.
• Partner with Underwriting, Secondary, Production Support, Loan Fulfillment, Training, Sales leadership, Post-Closing, branch leadership, and other business partners to address lending questions and support field education efforts.
• Assist with the development and maintenance of training materials, job aids, FAQs, matrices, request checklists, research guides, and other practical tools for associates.
• Train and guide associates on effective use of mortgage technology platforms, guideline resources, system workflows, approved lending tools, and documentation standards.
• Maintain accurate tracking and documentation related to lending solution requests and resolutions.
• Perform all actions in accordance with the Mission, Vision, and Convictions of EHL.
• Provide a “WOW” experience and effectively communicate with associates, clients, partners, and vendors via phone, written communication and/or in person.
• Seek Feedback: Host regular and timely communication with associates and Manager.
• Be willing to assume additional responsibilities/duties/projects as they arise.
• Have strong organization skills, the ability to learn quickly, and accuracy/timeliness in completing tasks.
• Perform all actions in accordance with policies and procedures of the company.
• Expected to meet productivity guidelines of the position.
• Effectively use software specific for the position and Microsoft office products.
• Continuously explore, adopt, and integrate approved AI tools into daily work to improve productivity, accuracy, scalability, and workflow efficiency, while ensuring compliance with company policies, security standards, and data protection requirements.
• Work well with other members of the EHL team and be willing to fill in when needed.
• Other duties as assigned.

Benefits

• Eligible associates (and their families) have the option to enroll in medical, dental, and/or vision coverage of which both the associate and the company contribute towards expenses.
• Basic Life/AD&D insurance for eligible associates as well as a Short-term Disability benefit are provided by Evergreen.
• Additional Voluntary Life/AD&D, Long-term Disability benefits and Legal/ID protection plans paid for by the associate are also available.
• Associates are automatically enrolled in Evergreen’s 401(k) plan.
• Personal Time Off (PTO) of up to 13.34 hours may be earned monthly and associates may enjoy 9 paid holidays each year.
• Paid voluntary day of work, company matching on charitable donations and mortgage loan benefit.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed