Lending Operations Business Analyst

Stanford Federal Credit Union•Palo Alto, CA

6d•$89,000 - $111,000•Hybrid

About The Position

The Lending Operations Business Analyst will partner with the Lending Product Manager to enhance lending platforms, streamline operations, and execute the product roadmap. Collaborate with business lines to gather requirements, solve complex system challenges, and support platform improvements. Conduct testing to validate system changes and ensure successful implementation. The ideal candidate is a proactive problem-solver who continuously develops technical expertise, exercises sound judgment, and thrives in a collaborative, team-oriented environment.

Requirements

One to three years of industry experience and or combination of education and experience.
Possess an understanding of current legal and regulatory issues: Reg Z, TRID, HMDA, Reg B.
Willing to Learn and cross-train departmental duties of the credit union. Possess versatility and flexibility to successfully serve as a backup to other positions.
Knowledge in configuration Industry Lending platforms and familiarity with SQL and general understanding of relational database design.
Ability to read and to interpret lending data.
Strong communication skills, both verbal and written.

Responsibilities

Supports lending operations with issues and system enhancements.
Configures platforms and maintains current knowledge of systems capabilities and emerging features.
Testing and maintaining lending platforms.
Produce ad hoc lending reports and end of month reports.
Conduct Portfolio risk analysis.
Produce and maintain Lending Systems departmental procedures.

Benefits

100% paid employee medical, dental, vision, life/AD&D and short-term disability insurance for the employee; 50% paid for dependents
Quarterly incentives up to 10% of your salary (based on position)
Employer 401(k) matching up to 5% plus additional annual discretionary contributions
Education reimbursement up to $5,200/year
Employee recognition program with cash incentives
Commuter Toll Benefit $100-$200/month (based on position)
Wellness Benefits up to $1,200 per year
Paid Sick Time accrues at two weeks per year
Paid Vacation Time accrues at three weeks per year
Paid Federal banking holidays (approximately 11 per year)
Ongoing training and education, seminars, and conferences
Loan rate discounts on some products (vehicle, mortgage and HELOC loans)
Waived fees and deposit bonuses on Stanford FCU accounts
Flex health/transit plan availability
Employee Assistance Program with free benefits like counseling, help finding legal assistance and day care resources