Lending Compliance Analyst- On Site

South Central Bank Of KY•Glasgow, KY

13d•Onsite

About The Position

South Central Bank is seeking a full-time Lending Compliance Analyst to support the Bank's Compliance Management System. The role focuses on adverse action administration, lending compliance monitoring, regulatory research, and follow-up on identified issues. It helps ensure lending applications and notices are accurately documented and handled in accordance with applicable requirements, while supporting efforts to embed compliance controls into lending workflows. The Analyst partners with Consumer, Mortgage, and Commercial Lending, Credit Administration, and Loan Servicing and Operations to refine controls and maintain adherence to regulatory requirements. The position is based at the Bank's Operations Center in Glasgow, Kentucky.

Requirements

Four or more years of banking experience in lending compliance, loan operations, quality control, or a related area, including substantial experience with adverse action requirements.
Working knowledge of ECOA/Regulation B, adverse action and application-processing requirements, and consumer or mortgage lending regulations.
Ability to interpret loan documentation, evaluate regulatory controls, analyze reports, and accurately document monitoring findings.
Strong communication, organizational, analytical, and problem-solving skills.
Proficiency with Microsoft Office and banking systems.
Ability to manage multiple deadlines and work effectively across lending and operational departments while exercising independent judgment.

Nice To Haves

Bachelor's degree in business, accounting, finance, or a related field, or equivalent experience.
Five or more years of lending compliance experience, including independent testing, remediation, or examination support.
Experience with Abrigo, Byte, or comparable loan origination platforms and automated lending workflows.
CRCM certification or other relevant compliance training or certification.

Responsibilities

Administer adverse action processes and ensure applicable requirements are followed.
Monitor lending compliance and conduct regulatory research.
Follow up on identified compliance issues.
Help ensure lending applications and notices are accurately documented and handled within applicable requirements.
Support efforts to embed compliance controls into lending workflows.
Partner with Consumer, Mortgage, and Commercial Lending, Credit Administration, and Loan Servicing and Operations to refine controls and support ongoing regulatory adherence.
Interpret loan documentation, evaluate regulatory controls, analyze reports, and accurately document monitoring findings.