Lending Compliance Specialist

Rio Bank•McAllen, TX

3d•$18 - $22•Onsite

About The Position

Rio Bank is seeking a Loan Servicing Compliance Specialist II to join its Loan Administration team at the headquarters. The role helps ensure loan servicing processes are accurate, compliant, and well supported. Its work spans escrow administration, HMDA reporting, application tracking, flood insurance compliance, and consumer credit disputes. The specialist also supports lending staff with servicing and compliance processes and protects confidential customer and bank information.

Requirements

High school diploma or equivalent required.
At least 2 years of banking or related financial services experience.
At least 1 year of loan operations experience.
Working knowledge of loan documentation and applicable lending regulations.
Strong attention to detail, organization, problem-solving, and follow-through.
A collaborative approach and commitment to great service.

Nice To Haves

Associate degree preferred.
Lending compliance or regulatory experience preferred.

Responsibilities

Process and review escrow accounts, payments, analyses, notices, and related documentation.
Review loans for HMDA applicability and support accurate HMDA reporting.
Maintain documentation for denied, withdrawn, and incomplete loan applications.
Monitor flood insurance requirements, coverage, notices, and related activity.
Investigate and track consumer credit disputes and manage related e-OSCAR activities.
Provide guidance and support to lending staff on loan servicing and compliance processes.
Maintain accurate records while protecting confidential customer and bank information.