Lender (Loan Officer)
CES Credit Union•Mt Vernon, OH
•Onsite
About The Position
The Lender maximizes CES Credit Union members' needs for lending transactions by delivering excellent service, ensuring accuracy in loan processing, and maintaining compliance with all lending policies, procedures, and regulations. This role involves guiding members through the loan process, managing applications from start to finish, and fostering strong relationships with members, colleagues, and referral sources.
Requirements
- Associate's degree and/or 2+ years of related lending or financial services experience required.
- Competency in Microsoft Office and standard office equipment.
- Ability to interpret and apply lending policies and procedures.
- Strong problem-solving and decision-making skills.
- Ability to work well both independently and as part of a team.
Nice To Haves
- Prior credit union or banking experience preferred.
- Strong attention to detail and accuracy in all work.
- Excellent communication and customer service skills.
Responsibilities
- Deliver outstanding member service by: Demonstrating professionalism in all work habits and interactions. Understanding and communicating CES Credit Union's loan products, terms, and services. Meeting with members/applicants to gather information, answer questions, and guide them through the loan process.
- Process loan applications efficiently by: Applying all CES Credit Union policies and procedures to loan requests. Approving loans within policy limits or referring them to the appropriate authority. Assembling, verifying, and processing all required documentation for timely closings. Obtaining and reviewing credit reports and other necessary applicant information.
- Maintain compliance with all applicable laws and regulations, including: Bank Secrecy Act / USA PATRIOT Act / OFAC Consumer Credit Protection Laws Equal Credit Opportunity Act HMDA, RESPA, Privacy Support security and risk mitigation procedures.
- Contribute to team goals by collaborating effectively and maintaining high performance standards.
Benefits
- Medical, dental, and vision insurance
- Health Reimbursement Account (HRA)
- 401(k) retirement plan with employer match
- Paid time off (PTO) and paid holidays
- Life and disability insurance
- Employee Assistance Program (EAP)
- Professional development and training opportunities
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
