Lead Product Manager, Decisioning Platform
About The Position
PayPal is seeking a Lead Product Manager to own the strategy, roadmap, and execution for the data pillar of its Risk Decisioning Platform. The platform powers fraud, credit, and compliance decisions in real time at global scale. The role covers how internal and external data reaches risk decisions, including vendor and identity data integrations, upstream and downstream data flows, analytical data, and data governance. The product manager will work backwards from measurable outcomes and translate them into grounded specifications. They will collaborate with engineering, data science, risk strategy, and governance teams to build scalable solutions, track data health, and drive legacy migration. The role also leads product reviews and steering committee updates as a subject-matter expert, with broad impact across fraud, credit, and compliance. PayPal's balanced hybrid model provides three days in the office and two days at either a PayPal office or the employee's home workspace for the majority of employees. The position has 10% travel. Compensation depends on location and relevant experience: $176,500–$262,350 annually in San Jose, California, and $160,500–$238,700 annually in Chicago, Illinois or Austin, Texas. Additional compensation may include an annual performance bonus, equity, or other incentives.
Requirements
- At least 5 years of relevant experience and a bachelor's degree, or an equivalent combination of education and experience.
- Strong technical foundation in scaled data platforms and data engineering.
- Ability to work across fraud, credit, and compliance.
Nice To Haves
- Experience building or managing data platform products in decisioning, risk, or real-time scoring, including data integration, pipelines, or analytical data layers.
- Experience integrating external data vendors, such as identity, bureau, or alternative-data providers, and managing upstream and downstream data flows across streaming and batch systems.
- Familiarity with data engineering best practices and data governance in regulated environments, including data contracts, quality SLAs, lineage, access controls, and privacy.
- Strong data intuition, including the ability to define and interpret data health and usage metrics, run analyses, and translate findings into product decisions.
- Experience with agile delivery at scale, including legacy pipeline migration, cross-team dependency management, and milestone-driven roadmap execution.
Responsibilities
- Contribute to product strategy with cross-functional stakeholders in alignment with the shared vision for the product or enabling platform.
- Implement the architectural roadmap, balancing innovative design and technical implementation with regulatory requirements, time to market, customer needs, and product profitability.
- Represent customer experience and customer needs in product requirements and decision-making.
- Monitor metrics that inform product success, including usability studies, research, and market analysis.
- Manage workstreams involving analytics, customer discovery, market research, and competitive analysis to support data-driven decisions.
- Monitor product profitability measures, including budget.
- Participate in Product Reviews, Operating Reviews, and Business Reviews, and interface with product and technology leadership as needed.
- Partner with content developers, data scientists, product designers, and user experience researchers.
- Own the strategy, roadmap, and execution for the Risk Decisioning Platform's data pillar.
- Collaborate with engineering, data science, risk strategy, and governance teams to build scalable solutions, track data health, and drive legacy migration.
- Lead product reviews and steering committee updates as a subject-matter expert.
Benefits
- Comprehensive, choice-based programs supporting physical, emotional, and financial wellbeing.
- Generous paid time off.
- Healthcare coverage for employees and their families.
- Resources to support financial security and mental health.
- Additional compensation may include an annual performance bonus, equity, or other incentive compensation.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
