Lead Product Manager, Settlement & Billing
About The Position
Ripple’s Settlement and Billing team builds systems that make sure value moves clearly, accurately, and transparently across our products. This platform team holds significant responsibility for the data, status, and financial infrastructure behind all Ripple payments. It serves every customer who closes their books daily. We are hiring a Lead Product Manager to establish and steer strategy and implementation for this team as it moves into its next stage. You'll function at the convergence of platform product development, financial operations, and regulatory compliance — guaranteeing Ripple can expand with assurance in a regulated industry. This is a pivotal role: you will guide the team's strategy, develop its culture, and deliver the internal and external product suite that powers settlement, reconciliation, reporting, returns, and billing across Ripple's full product portfolio. This role is ideal for someone with experience in product launches, determination, and the creativity to develop and advance innovative solutions to complex problems. You'll work closely with diverse groups — Engineering, Operations, Treasury, and Accounting — across all products that Ripple provides. The role will be based in San Francisco and will report to the Senior Director of Product, Platform.
Requirements
- 8+ years of experience in financial technology, with at least 5 years as a Product Manager.
- Consistent track record of scaling and evangelizing successful platform products.
- Extensive background in payments infrastructure — including settlement, reconciliation, returns, and billing processes — and the regulated clients who rely on these systems.
- Technical competence and understanding of data models, API contracts, and distributed systems.
- Ability to understand both business needs and technical requirements, and to work across a wide collaborator matrix including operations and finance functions.
- Motivated by intellectual challenges and driven by a spirit to win in the market.
Responsibilities
- Take ownership of and advance the strategy, roadmap, and feature requirements for Ripple's settlement and billing infrastructure.
- Use a deep understanding of technical, operational, and regulatory needs to define platform services that support our full product suite.
- Collaborate with groups across Engineering, Operations, Treasury, and Accounting to define, build, and maintain products essential to customer trust, growth, and retention.
- Drive the transition from manual to automated workflows, setting the destination and holding the bar for what "done" looks like from a customer experience standpoint.
- Identify and evaluate world-class vendors to augment in-house capabilities where appropriate.
- Monitor and analyze product performance, using data to inform decisions and iterate quickly.
Benefits
- Professional development budget
- Competitive salary, bonuses, and equity
- Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
- Employee giving match
- Mobile phone stipend
- R&R days
- Generous wellness reimbursement and weekly onsite & virtual programming
- Generous vacation policy
- Industry-leading parental leave policies
- Family planning benefits
- Catered lunches
- Fully-stocked kitchens with premium snacks/beverages
- Plenty of fun events
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
