Lead Product Manager – Risk Decisioning Platform

PayPalSan Jose, CA
$160,500 - $262,350Hybrid

About The Position

At PayPal, real-time decision-making powers customer protection and global commerce. Our Risk Decisioning Platform drives fraud, credit, and compliance decisions, processing massive signal volumes in milliseconds. We're looking for a Lead Product Manager to own the strategy, roadmap, and execution for a core platform pillar. You'll work backwards from measurable outcomes — loss reduction, CX, efficiency, and revenue — translating them into grounded specifications. You'll collaborate with engineering, data science, risk strategy, and UX to build scalable solutions, track platform health metrics, drive legacy migration, and enable real-time experimentation and rule governance. You'll lead product reviews and steering committee updates as a subject matter expert. The ideal candidate brings a strong technical foundation in scaled platforms — recommendation engines, real-time inference systems, or ML/AI infrastructure — with broad impact across fraud, credit, and compliance.

Requirements

  • 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Nice To Haves

  • Experience building or managing products in the decisioning, recommendation engine, or real-time scoring space (e.g., fraud scoring, credit underwriting, personalization platforms).
  • Familiarity with feature stores, real-time inference pipelines, rule engines, or A/B experimentation frameworks.
  • Track record of driving platform adoption across multiple internal customer teams.
  • Strong data intuition: ability to define and interpret platform metrics, run analyses, and translate findings into product decisions.
  • Experience with agile delivery at scale, including cross-team dependency management and milestone-driven roadmap execution.

Responsibilities

  • Inputs to product strategy with cross-functional stakeholders consistent with the shared vision for the product or enabling platform.
  • Implements the architectural roadmap that balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs and product profitability.
  • Controls for the customer experience and customer needs in product requirements and as an input to decision making.
  • Monitors metrics that inform the success of products including usability studies, research and market analysis.
  • Manages one or more workstreams to include analytics, customer discovery, market research and competitive analysis to drive data-driven decision-making.
  • Monitors product profitability measures, including budget.
  • Participates in operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews.
  • Interfaces with product and technology leadership as needed.
  • Partners with content developers, data scientists, product designers and user experience researchers.

Benefits

  • Generous paid time off
  • Healthcare coverage for you and your family
  • Resources to create financial security
  • Support your mental health
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