Lead Credit Officer - Infrastructure and Green Economy Credit Risk - Vice President

JPMorgan Chase & Co. • Plano, TX

1d • $144,400 - $240,000

About The Position

The Lead Credit Officer is a Vice President on JPMorganChase’s Infrastructure and Green Economy Credit Risk team within Risk Management and Compliance. The role structures new transactions and manages a portfolio of loans and related credit exposure to greenfield and brownfield projects across multiple sectors. It partners with Investment Banking, the Global Corporate Bank, Infrastructure Financing and Advisory, Markets, and other teams to assess risk and recommend appropriate structures. The position develops forward-looking risk assessments for highly structured transactions in energy, power, renewables, energy transition, emerging green technology, and transportation, and contributes to analytical rigor and sound credit judgment.

Requirements

• Bachelor’s degree in a quantitative discipline.
• At least 6 years of credit risk experience within financial services, including experience with credit agreements.
• Strong financial modeling skills and familiarity with financial statements, including analysis of capital structure, profitability, project build costs, and cash flow.
• Solid understanding of client and capital markets processes, credit risk management, commercial requirements, financial products, and market dynamics.
• Self-motivation and ability to work independently and across a team.
• Excellent communication and interpersonal skills, including the ability to convey complex information clearly.
• High proficiency in Excel, including analysis and control of large datasets, as well as PowerPoint and Word.
• Ability to perform well under pressure on teams in a demanding environment.

Nice To Haves

• Experience in credit or counterparty risk or portfolio management in infrastructure or project finance.
• Experience in energy transition and emerging green technologies.

Responsibilities

• Conduct due diligence and financial analysis by coordinating with business teams and reviewing contracts, forecasts, financial statements, and construction and operating reports.
• Identify risks and recommend loan structures that protect the firm’s interests in structured transactions.
• Build, maintain, and audit financial models that incorporate forward-looking assessments of key risk drivers.
• Manage transaction execution, including reviewing and structuring finance and commercial contracts and recommending capital structure, exposure levels, and risk grading.
• Apply corporate finance and accounting expertise to prepare credit memoranda and own credit approvals, escalation, and booking processes.
• Lead portfolio management activities, including amendment and waiver analysis, periodic credit reviews, and ongoing counterparty and industry analysis.
• Monitor trading limits, maintain appropriate credit ratings, and negotiate documentation revisions.
• Stay current on assigned clients, including industry trends, portfolio performance, covenant compliance, and potential risks and opportunities.

Benefits

• Competitive total rewards package, including base salary and, for eligible roles, commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior