Lead Analyst Risk Management

CenterPoint Energy • Houston, TX

12d

About The Position

The Lead Analyst of Insurance Risk Management (IRM) analyzes, implements, and supports a comprehensive, enterprise-wide corporate insurance and surety program. The role identifies risk exposures, evaluates risk management solutions, and applies conventional risk transfer, risk retention, and/or alternative risk transfer in alignment with corporate strategy and policies. The position reports to the Manager of Insurance Risk Management.

The Lead Analyst helps manage insurance renewals, reporting, claims-related coordination, financial planning and forecasting, broker relationships, captive insurance and high-deductible programs, loss-control visits, and special projects. The role partners with stakeholders across the company and provides clear, decision-oriented risk information to leadership, including executive and board-level reporting.

Requirements

• Bachelor’s degree in Business, Risk Management, or a related field.
• 3–8+ years of progressive experience in insurance risk management.
• Proven experience reviewing contractual insurance provisions.
• Proven track record in executive-level reporting and stakeholder engagement.

Nice To Haves

• Professional certifications in risk management.
• Experience supporting the ISN vendor compliance platform.
• Experience with third-party administrator claims portals.

Responsibilities

• Design, implement, and continuously mature an enterprise-wide corporate insurance and surety program aligned with organizational objectives, regulatory expectations, and leading practices in risk governance.
• Facilitate insurance renewals based on risk identification and evaluation and the use of conventional risk transfer, risk retention, and/or alternative risk transfer.
• Prepare renewal presentations and schedule and coordinate meetings with insurance brokers and underwriters.
• Develop and track renewal timelines and tasks, and generate renewal recommendations for leadership.
• Coordinate with cross-functional stakeholders to compile and review renewal submissions.
• Track, review, and electronically file insurance binders, policies, and supplemental renewal documentation.
• Coordinate with claims, litigation, and subject matter experts to compile and submit deliverables supporting claims resolution.
• Establish monitoring and reporting processes that give leadership a consolidated, enterprise-wide view of risk exposures and trends, including dashboards, quarterly memos, total cost of risk, and peer benchmarking analyses.
• Provide shared-service support, including contractual insurance provision reviews and establishing surety bonds and certificates of insurance.
• Coordinate the production of the annual plan, monthly forecasts, cash forecasts, invoice allocations, and financial information required for regulatory filings.
• Perform variance analyses and prepare ad hoc reports to support operational decisions.
• Facilitate broker requests for proposals and manage broker relationships, including performance, service delivery, communication, and accountability.
• Support administrative needs for the company’s captive insurance program and high-deductible programs, including monthly workers’ compensation billing allocation and coordination with third-party administrators.
• Support special projects, mergers and acquisitions, and insurance needs during legislative sessions as needed.
• Identify efficiency improvements and streamline workflows using approved artificial intelligence solutions, Microsoft Office Suite, and the intranet.
• Organize annual electric, gas, and property loss-control site visits and follow-up meetings.
• Support executive leadership and board-level engagement through forward-looking risk reporting, articulation of risk trade-offs, and insights on emerging market trends.
• Communicate clearly and in a decision-oriented manner to enable timely, informed leadership action.
• Partner with leaders across finance, treasury, operations, legal, compliance, and other functions to analyze strategies and challenge the status quo.

Benefits

• Competitive pay
• Paid training
• Benefits eligibility begins on the first day
• Transit subsidies
• Flexible work schedule
• Paid holidays and paid time off
• Access to fitness club discounts and an on-site wellness center at the Houston headquarters
• Professional growth and development programs, including tuition reimbursement
• 401(k) Savings Plan with a dollar-for-dollar company match up to 6% and a company contribution of 3% regardless of employee contribution

What This Job Offers

• Job Type: Full-time
• Career Level: Senior