Large Loss Adjuster
About The Position
National General, part of The Allstate Corporation, is seeking Large Loss Adjusters for a growing team that manages complex, high-exposure claims, which may include rejected tenders and extra-contractual exposure claims. Claims may involve severe injuries, catastrophic impairments, amputations, comas, or fatalities. The role requires experience handling large loss claims, navigating complex liability issues, and managing litigation through resolution, with strong investigative, negotiation, and risk assessment skills. The Senior Consultant II is responsible for granting settlement authority on highly complex claims valued above Market Claim Office and Regional Claim Office limits; recommending whether cases with gross exposure above Market Claim Office authority should proceed to trial; and providing general oversight of large losses for one or more Claim Service Areas. The role may also provide discretionary referrals, opinions, and research on coverage issues, and approve Closed Without Payment requests when liability is disputed and the value exceeds Field authority. The position has no supervisory duties. Candidates who hold an active insurance license must terminate existing appointments before onboarding and may not hold outside appointments while employed. Applicants for an adjuster role who hold a resident producer license must surrender it when instructed by the licensing team. The company does not sponsor work visas. The listed annual compensation range is $85,000 to $145,075, based on experience and qualifications. Employees receive a technology setup that includes a laptop, monitors, headset, keyboard, and mouse. Employees eligible to work from home receive a monthly connectivity reimbursement. Home-based employees must have a dedicated private workspace, appropriate desk and seating, and reliable internet with minimum speeds of 50 MB download and 5 MB upload.
Requirements
- Prior experience handling large loss claims.
- Experience navigating complex liability issues.
- Experience managing litigation through resolution.
- Strong investigative skills.
- Strong negotiation skills.
- Strong risk assessment skills.
- Applicants seeking an adjuster role who hold a resident producer license must surrender it when instructed by the licensing team.
- Individuals with an active insurance license must terminate all existing appointments before onboarding and must not hold outside appointments during employment.
- Must be authorized to work in the United States.
Responsibilities
- Perform file reviews for complex projects or cases in litigation, analyze data, and report findings.
- Review cases to determine whether Closed Without Payment is appropriate given gross tort value exposure.
- Support the Field with discretionary referrals on complex coverage issues and engage Home Office Claim litigation for involvement and direction as needed.
- Review coverage, liability, and/or damages on highly complex cases referred for authorization; collaborate with Field leadership on additional steps, feedback, and direction.
- Collaborate with Frontline Performance Experts, Frontline Performance Leaders, and Claim Process Specialists to share experience and trends identified in referred cases.
- Work with Product, Protection, Law, and Claims on new products introduced to the Field and sales force, and develop Claim Bulletins about new forms or endorsements that affect claim handling practices.
- Grant settlement authority on highly complex claims exceeding Market Claim Office and Regional Claim Office limits.
- Recommend whether cases with gross exposure above Market Claim Office authority should proceed to trial.
- Provide general oversight of large losses for a specific Claim Service Area or areas.
- Provide discretionary referrals, opinions, and research on coverage issues, and approve qualifying Closed Without Payment requests.
Benefits
- Company-provided technology setup including a laptop, monitors, headset, keyboard, and mouse.
- Monthly connectivity reimbursement for employees eligible to work from home.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
