$28/hr Junior Underwriter

TEKsystemsMoorpark, CA
Onsite

About The Position

We are seeking a detail‑oriented and motivated Loan Processor to join our lending team. This role is responsible for processing conventional mortgage loans by reviewing documentation, clearing underwriting conditions, and ensuring income, asset, and credit requirements meet established lending guidelines. The ideal candidate will have a strong foundation in loan processing and underwriting support and thrive in a fast‑paced environment.

Requirements

  • Proven experience as a Loan Processor, preferably handling conventional loans
  • Strong understanding of credit reports, income calculations, and asset verification
  • Knowledge of underwriting guidelines for income and assets
  • Excellent attention to detail, organizational skills, and follow‑through
  • Strong communication and problem‑solving abilities
  • Ability to manage multiple files in a deadline‑driven environment
  • Associate’s degree or equivalent work experience
  • 3+ years of relevant mortgage or financial services experience
  • Experience reviewing titles, appraisals, and loan documentation
  • Strong experience in loan processing required
  • General understanding of Federal, State, and Local lending regulations
  • Income calculation training provided; must already understand loan processing fundamentals

Nice To Haves

  • Junior Underwriter or Underwriting experience is a plus

Responsibilities

  • Review loan applications and supporting documentation for accuracy, completeness, and compliance
  • Analyze credit reports to assess borrower eligibility and identify potential issues
  • Evaluate income and asset documentation in accordance with underwriting guidelines
  • Clear underwriting conditions and ensure all required documentation is obtained and properly documented
  • Review title reports, appraisals, and related third‑party documents
  • Communicate effectively with loan officers, underwriters, and internal teams to resolve discrepancies
  • Maintain up‑to‑date knowledge of conventional loan processing guidelines and regulations
  • Ensure loans move efficiently through the pipeline while meeting quality and turnaround standards

Benefits

  • Medical, dental & vision
  • Critical Illness, Accident, and Hospital
  • 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
  • Life Insurance (Voluntary Life & AD&D for the employee and dependents)
  • Short and long-term disability
  • Health Spending Account (HSA)
  • Transportation benefits
  • Employee Assistance Program
  • Time Off/Leave (PTO, Vacation or Sick Leave)
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