Junior Real Estate Commercial Portfolio Manager - Salt Lake City, UT

Zions Bancorporation•Salt Lake City, UT

4d•Onsite

About The Position

Zions Bank is seeking a Junior Real Estate Commercial Portfolio Manager to join their team in Salt Lake City, Utah. This role involves managing and servicing a portfolio of real estate commercial term loans and construction loans. The ideal candidate will be responsible for spreading and analyzing financial statements, assessing MDM risk grading, addressing industry and collateral risks, structuring loans, performing credit analysis, assisting with loan presentations, and monitoring individual loan performance. The position also includes handling loan reporting, staying informed about financial and market trends affecting the portfolio, and maintaining existing client relationships. The Junior Portfolio Manager will also assist Real Estate Bankers with new and existing loan requests, ensuring a high degree of customer satisfaction through strong working relationships.

Requirements

1+ years real estate credit associated lending or 3+ years related experience. An equivalent combination of education and experience may meet qualifications.
Knowledge of real estate commercial lending and/or related lending.
Knowledge of credit analysis, spreading and analyzing financial statements, tax analysis, credit scoring, loan documentation, etc.
Requires good relationship, organizational and creative problem solving skills.
Ability to meet deadlines.
Must have solid communications skills, both verbal and written.
Must be able to work with Officers, employees and clients.
Knowledge of various software applications including word processing and spreadsheets.
Bachelor's degree in Finance, business or related field

Responsibilities

Manage and service a portfolio of real estate commercial term loans and construction loans.
Spread and analyze financial statements, MDM risk grading, addressing industry risks, collateral requirements, loan structuring, credit analysis, assisting in the preparation of loan presentations and monitoring individual loan performance.
Handle reporting on loans, involving such things as past dues, documentation and collateral exceptions, financial performance updates, taxes, insurance, property inspections, problem loans, loan concentrations and portfolio profitability, etc.
Keep informed of financial and market trends in the portfolio and analyzes those trends for the effect they have on the portfolio.
Handle maintenance of existing relationships.
Assists Real Estate Bankers with new loan and existing loan requests.
Maintain strong working and communicative relationship, with a resulting high degree of customer satisfaction.

Benefits

Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance
Paid Parental Leave
Adoption Assistance
Health Savings (HSA)
Flexible Spending (FSA)
Dependent care accounts
Paid Training
Paid Time Off (PTO)
11 Paid Federal Holidays, and any applicable state holidays
401(k) plan with company match
Profit Sharing
Competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.