Junior Credit Analyst

Levata • Chicago, IL

21d

About The Position

The Junior Credit Analyst supports the Credit team by reviewing and processing customer purchase orders, evaluating customer creditworthiness, and maintaining customer accounts. The role helps ensure customer orders are accurate, assesses creditworthiness, and manages credit-related activities within established guidelines to support timely order processing and mitigate financial risk.

The analyst reviews purchase orders for accuracy and completeness against Sales-submitted sales orders, evaluates new and existing customers using credit reports and account history, and establishes credit terms and limits within defined approval thresholds. The role also maintains credit information, processes limit updates, manages credit holds, monitors accounts for potential risks, and collaborates with internal teams to resolve discrepancies and credit-related concerns.

Requirements

• Associate or bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field, or an equivalent combination of education and relevant experience; the listed degree is preferred.
• Strong attention to detail and analytical and problem-solving skills, including the ability to identify discrepancies and assess information accurately.
• Strong written and verbal communication skills and ability to collaborate with internal teams and communicate professionally with customers.
• Ability to prioritize tasks, manage competing deadlines, and maintain accuracy in a fast-paced environment.
• Ability to meet the physical demands of the role, with or without reasonable accommodations, including regularly sitting and standing, writing, operating a PC, communicating, listening, and assessing information; may lift, push, pull, or move 15 pounds; visual requirements include distant, close, and color vision and ability to adjust focus.

Nice To Haves

• Previous experience in credit, accounts receivable, accounting, or order processing.
• Proficiency in Microsoft Excel and familiarity with ERP or CRM systems.
• Basic understanding of credit or accounting principles.
• Associate or bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related field.

Responsibilities

• Review customer purchase orders for accuracy and completeness and confirm alignment with corresponding sales orders submitted by Sales.
• Complete purchase order reviews within established Credit team service-level agreements (SLAs).
• Evaluate new and existing customers' creditworthiness using third-party credit reports, payment history, and prior purchasing activity.
• Establish appropriate credit terms and limits within defined approval thresholds and escalate exceptions or requests exceeding those thresholds to the Credit Manager.
• Maintain accurate customer credit information, process credit limit updates, and manage credit holds within established guidelines.
• Support other credit-related administrative activities.
• Review customer account information and past-due balances to identify potential credit risks.
• Escalate credit concerns to the Credit Manager or Accounts Receivable team as appropriate.
• Partner with Sales, Customer Success, Accounting, and Accounts Receivable teams to research and resolve purchase order discrepancies, customer account issues, and other credit-related concerns.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree