Jr. Private Credit Analyst

Pacific Life • Newport Beach, CA

1d • Onsite

About The Position

Pacific Life is seeking a Junior Credit Analyst to join its Private Asset Investment team in Newport Beach, California. The team manages a portfolio of more than $50 billion in assets under management and is part of Pacific Life’s Investment division, which manages more than $180 billion. The analyst supports the evaluation and management of existing private fixed-income investments, working with senior analysts to assess credit risk, monitor portfolio performance, and contribute to investment decisions. The role is an entry point for a career as an investment professional, with opportunities to gain experience across asset classes including corporate credit, private ABS securities, fund finance, infrastructure debt and equity, and private equity.

This is an on-site position at Pacific Life’s Newport Beach headquarters. The position is expected to start in Summer 2027; the specific start date is to be determined.

Requirements

• Bachelor’s degree in finance, economics, accounting, or a related field.
• Fewer than 2 years of experience.
• Strong analytical and quantitative skills, with attention to detail.
• Excellent written and verbal communication skills.
• Ability to collaborate in a team environment and manage multiple tasks simultaneously.

Nice To Haves

• Self-starter with a curious mindset and the ability to investigate complex issues, make connections, and uncover insights.
• Strong problem-solving skills and the ability to think critically and independently.
• Experience with fixed-income investments.
• Familiarity with credit rating methodologies and risk assessment tools.
• Experience with financial statement analysis.

Responsibilities

• Support credit analysis of private fixed-income investments, including assessing issuers’ financial strength and ability to repay.
• Monitor and report on portfolio investment performance, identify potential risks and opportunities, and turn quantitative and qualitative monitoring data into actionable insights.
• Work with senior analysts on industry and market research.
• Work with the legal team to monitor counterparties’ compliance with deal covenants.

Benefits

• Medical, dental, and vision coverage.
• Wellbeing Reimbursement Account for employees or eligible dependents.
• Paid time off, holiday schedules, and Financial Planning Time Off.
• Paid parental leave.
• Adoption assistance program.
• 401(k) savings plan with company match and an additional contribution regardless of participation.
• Eligible employees may receive additional incentive pay.
• Flexible benefits that can be tailored to individual needs.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level