Jr. Private Credit Analyst
About The Position
Pacific Life is seeking a Junior Credit Analyst to join its Private Asset Investment team in Newport Beach, California. The Private Asset team manages a portfolio of more than $50 billion in assets under management and is part of the Pacific Life Investment division, which manages more than $180 billion in assets under management. The role supports the evaluation and management of existing private fixed-income investments. Working with senior analysts, the Junior Credit Analyst analyzes credit risk, monitors portfolio performance, and contributes to investment decisions. It is an entry point for a career as an investment professional, with opportunities to gain experience in corporate credit, private ABS securities, fund finance, infrastructure debt and equity, and private equity. This is an on-site position at Pacific Life’s Newport Beach headquarters. The position is scheduled to start in Summer 2027; the specific start date is to be determined.
Requirements
- Bachelor’s degree in finance, economics, accounting, or a related field.
- Less than two years of experience.
- Strong analytical and quantitative skills, with attention to detail.
- Excellent written and verbal communication skills.
- Ability to work collaboratively in a team environment and manage multiple tasks simultaneously.
Nice To Haves
- Ability to work independently as a self-starter with a curious mindset, investigate complex issues, make connections, and uncover insights.
- Strong problem-solving skills and ability to think critically and independently.
- Experience with fixed-income investments.
- Familiarity with credit rating methodologies and risk assessment tools.
- Experience with financial statement analysis.
- Ability to multitask.
Responsibilities
- Support credit analysis of private fixed-income investments, including assessment of issuers’ financial strength and repayment ability.
- Monitor and report on portfolio investment performance, identify potential risks and opportunities, and turn quantitative and qualitative monitoring data into actionable insights.
- Conduct industry and market research in collaboration with senior analysts.
- Work with the legal team to monitor counterparties’ compliance with deal covenants.
Benefits
- Medical, dental, and vision coverage.
- Wellbeing Reimbursement Account for the employee or eligible dependents.
- Paid time off, holiday schedules, and Financial Planning Time Off.
- Paid parental leave.
- Adoption assistance program.
- 401(k) savings plan with company match and an additional contribution regardless of participation.
- Potential eligibility for additional incentive pay.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
