Jr. Lending Officer
Sovereign Bank•Oklahoma City, OK
•$60,000 - $90,000•Hybrid
About The Position
The Jr. Lending Officer follows established procedures to plan, direct and organize sales and operational activities of the branch. Scope of responsibility will include maintaining and developing commercial and consumer customer’s accounts including loan, deposit, treasury, and other relevant bank offered products in a safe, legal, and profitable manner. The Jr. Lending Officer is responsible for providing support, guidance and training to branch staff specific to their lending role.
Requirements
- Strong analytical and business judgment skills
- Above average communication skills, including written, verbal, and coaching
- Knowledge and demonstrated proficiency of bank products and services
- 3 plus years lending experience or similar role.
- Advanced knowledge of bank compliance regulations, policies and procedures
Nice To Haves
- Previous experience in developing and managing a commercial loan portfolio
- Bachelor’s degree, with an emphasis in Business, Finance or Accounting
Responsibilities
- Develop new outside business; oversee and ensure sales of new and existing business inside the branch and promote new sales generation outside the branch
- Maintain an in-depth working knowledge of all products, servicing, equipment, internal controls and policy & procedures
- Collaborate with Senior Loan Officers and other team members to streamline the overall loan process
- Recommend credit decisions on loans over assigned limits to appropriate level of management
- Approve or deny loans within established credit lines
- Consistently promotes the Bank in a positive manner to community, customers, and staff
- Provide leadership, coaching and mentoring to branch staff
- Serve as liaison between the branch and local management
- Assist in formulating recommendations for staffing and budgetary needs
- Participate in bank sponsored functions, as required
- Participate in weekly loan meetings either in person or by teleconference
- Attend branch meetings and any other pertinent meetings of the job role.
- Continuously improve your knowledge of lending practices and industry trends through training and professional development opportunities.
- Other duties as assigned
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
