Lending Officer

Oklahoma AgCredit • Poteau, OK

1d • Onsite

About The Position

The Lending Officer develops new business relationships, structures, and closes short-term and long-term agricultural loans while maintaining and servicing an existing portfolio.

Requirements

• Bachelor’s degree in agribusiness, agricultural economics, finance, business, or experience equivalent
• Lending Officer - 1 year of related experience in agriculture or a financial services role
• Experience with financing poultry operations required
• Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
• Working knowledge of the agriculture industry, agricultural economics & marketing strategies
• Skill in reading and understanding income statements, balance sheets, tax returns and other financial reports.

Nice To Haves

• Experience with Poultry operations

Responsibilities

• Identifies potential customers by engaging in the community and talking with realtors, attorneys and others and researching landowner publications and legal documents.
• Utilize business intelligence reports to identify growth opportunities within the regional marketplace.
• Attends real estate, equipment, and livestock auctions to identify and engage with existing and potential customers.
• Represents Oklahoma AgCredit at community events, seminars, conferences, and similar events.
• Contacts potential customers to understand their needs and introduce Oklahoma AgCredit’s products and services.
• Obtains loan applications with all required documentation.
• Provides information obtained from customers to Credit Team for credit analysis on all loans.
• Loan renewals and annual reviews – facilitate with the Credit Team
• Submits appraisal requests.
• Notifies customer of decision
• Provides information on customers and closing contacts to Loan Processing Team (LPT) for the preparation of loan documents
• Attends and facilitates Loan Closings between Buyers, Sellers, Realtors, Lenders, and Closing Agents to ensure all parties properly execute closing documents.
• Refinances loans and loan conversions
• Schedules field inspections
• Identifies and evaluates proposed collateral.
• Takes and files photographs, location of chattels, sources of valuations, and summary of customer operations

Benefits

• Competitive base pay with an incentive plan
• 401(k) Contribution 3%, Match 6%
• Paid Vacation (15 days)
• Sick Leave (15 days)
• Holidays (12 days)
• Excellent medical, Dental, Vision, Life Insurance
• Flexible Spending and Health Savings Accounts
• Wellness program activities and rewards

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level