Investment Real Estate Underwriting Portfolio Manager Team Leader

First National Bank Of Pennsylvania•Baltimore, MD

40d•Onsite

About The Position

Responsible for managing a team of Underwriting Portfolio Managers supporting Commercial Investment Real Estate, including portfolio management, credit underwriting, and development and oversight of the team. This role involves communicating and executing credit underwriting risk strategies while ensuring compliance with regulatory guidelines. The position is responsible for the quality of underwriting and ongoing portfolio management performance metrics for the portfolio under purview. The Team Leader will manage a small, assigned portfolio.

Requirements

BA or BS degree
7 years of job-related experience
Excellent management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Exceptional knowledge of a wide range of IRE lending (construction), underwriting practices, and banking practices
Knowledge of commercial banking policies, procedures and government regulations

Responsibilities

Recruit, hire, train, and oversee team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios.
Ensures direct reports are identifying credit risks timely, while meeting high standard of accuracy and quality.
Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to ensure accurate and quality underwriting and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards.
Provide guidance to direct reports to ensure risk ratings are timely and accurate and Regional Credit Officers and Credit Risk leaders have appropriate details to make timely and informative decisions on credit requests for existing and new customers.
Responsible for managing a small portfolio of accounts, including underwriting, portfolio monitoring, and analyzing assigned portfolios.
Monitors and ensures that direct reports are managing assigned portfolios within acceptable tolerances as well as published KPIs/KRIs.
Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten under their purview.
Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.
Compliance with regulatory laws and company procedures is a required component of all position descriptions.