Internal Audit Manager - Commercial Lending
About The Position
The Internal Audit Manager leads risk-based internal audit activities across the Commercial Lending Lifecycle and related credit risk functions. The role partners with business leadership, Risk Management, Compliance, and Internal Audit leadership to evaluate governance, risk management, and control processes that support the safe and sound operation of the Bank. The manager leads direct reports in planning, executing, and reporting on complex audit engagements, while ensuring compliance with Internal Audit standards and professional practices. The role also contributes to risk assessment and audit planning and serves as a trusted advisor on regulatory, operational, and strategic risks affecting commercial lending activities. The position provides audit oversight of commercial lending and related credit functions, including underwriting and portfolio monitoring, loan booking and servicing, credit risk management, policy and governance, and problem loan management. It leads audit risk intelligence and planning activities, develops audit professionals, promotes continuous improvement, and maintains constructive working relationships with internal and external stakeholders.
Requirements
- Bachelor's degree in Accounting, Finance, Business, Economics, or a related field.
- Minimum 10 years of audit, risk management, credit risk, banking, regulatory, or related experience.
- Demonstrated experience leading complex projects and managing staff.
- Strong knowledge of risk-based auditing methodologies.
- Excellent written and verbal communication skills.
- Strong analytical, problem-solving, and organizational capabilities.
- Ability to demonstrate Key's Values and abide by Key's Code of Conduct.
Nice To Haves
- RMA Credit Risk Certification (CRC).
- Certified Internal Auditor (CIA).
- Certified Public Accountant (CPA).
Responsibilities
- Lead and oversee complex risk-based audit engagements from planning through reporting.
- Review audit workpapers, testing results, observations, and reports for quality and adherence to Internal Audit standards.
- Evaluate the design and operating effectiveness of controls and remediation activities.
- Ensure audit conclusions are supported by sufficient documentation and evidence.
- Manage findings development, validation, and reporting activities.
- Provide audit oversight of commercial and industrial, commercial real estate, and specialty lending underwriting and portfolio monitoring; commercial loan booking and servicing; credit risk management, policy and governance; and problem loan management.
- Lead risk intelligence activities for a portfolio of Auditable Entities and participate in enterprise and domain-level risk assessments.
- Assist with annual audit planning and capacity planning activities.
- Identify emerging risks, regulatory developments, and industry trends that could affect audit coverage.
- Coordinate with business and risk partners regarding organizational and regulatory changes affecting the risk universe.
- Supervise, coach, mentor, and develop audit professionals and provide ongoing performance feedback.
- Assist with interviewing, hiring, onboarding, and talent development activities.
- Identify knowledge and skill gaps and partner with Internal Audit leadership to address development needs.
- Promote continuous improvement, collaboration, and accountability; identify opportunities to improve processes and coverage strategies.
- Develop working relationships with business leaders, risk partners, compliance professionals, regulators, and external auditors.
- Communicate audit conclusions, risk themes, and recommendations to varying levels of management.
- Provide credible challenge while maintaining constructive partnerships across the organization.
- Support executive reporting and other governance-related activities.
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What This Job Offers
Job Type
Full-time
Career Level
Manager
