Intern

American Riviera Bank• Santa Barbara, CA, US, CA

8d•$20 - $26

About The Position

This is an internship position responsible for working with the assigned department(s) in achieving critical business objectives. The goal of this position is to enable the employee to gain direct experience working in their assigned area(s) while exposing them to multiple facets of the Bank to obtain a general overview of a full-service community Bank.

Requirements

Bachelor’s degree (BA or BS) in Finance, Accounting, Business, Economics, or related field from a college or university and 1 to 2 years prior related experience and/or training in one or more fields of business applicable to the assigned department.
Demonstrated ability to read, analyze and interpret general business periodicals, professional journals, and technical procedures.
Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.
High level problem solving skills, organizational and time management skills and ability to work independently with general to minimal supervision.
Ability to multi-task and work on multiple requests at the same time while effectively managing work schedule and work flow in order to complete work according to established or identified deadlines.
Attention to detail, ensures accuracy in every transaction performed with minimal to no errors, follows through on any corrections.
Must be highly competent with advanced skills in computer operation; Microsoft suite of applications, including, word processing, spreadsheet, specialty programs, loan software programs and financial software programs.
Advanced math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.
Exceptional verbal, written and interpersonal communication skills with the ability to communicate thoughts clearly and apply common sense to carry out instructions, write reports and correspondence, speak clearly and professionally to customers and employees. Must be able to communicate throughout the organization and to all levels of staff as well as external contacts.
Willingness to learn applicable Bank products and services.
Ability to deal with problems involving multiple facets and variables in non-standardized situations.
Valid, current Driver’s License and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.

Responsibilities

Handle inbound requests from departments
Effectively communicates information and analytical results to various lenders and senior management.
Analyzes information, including historical trends and future projections, to determine appropriate recommendations to management.
May generate and compile reports and memorandums.
Identifies exceptions with Bank policies and procedures, and generates and recommends a course of action to address identified issues.
Interprets and applies Bank policies, governmental legislations, accounting theory, and/or consumer financial regulations.
May assist with special projects in the assigned department(s) as needed.
Become proficient in all aspects of applicable bank systems and software to ensure turnaround times are within the Bank’s internal service standards.
Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.
Completes administrative tasks correctly and on time; supports the Bank’s goals and values; benefits the Bank through outside activities.
Comply with all applicable OSHA safety standards, including: Read the workplace safety and health poster at the jobsite. Report hazardous conditions to your supervisor and/or HR. Report any job-related injury or illness to your supervisor and/or HR, and seek treatment promptly.
Complies with all bank policies and procedures and all applicable government regulations including, all applicable general lending regulations, staying current and knowledgeable of all policies, procedures and regulations related to the job functions and completing all assigned training on time, requesting additional training as needed to be proficient in all job responsibilities; cooperating with internal and external auditors and bank examiners by providing full cooperation and timely delivery of requested documentation and information; and reporting concerns about compliance to the Compliance Officer to enable prompt remediation.
Complies with Bank policies and procedures relating to the Bank Secrecy Act (BSA), and Anti Money Laundering (AML) and Office of Foreign Asset Control (OFAC) guidance. Report suspicious activity to the BSA Department through a Suspicious Incident Report (SIR).
Adheres to privacy and information security policies, and ensure all sensitive internal and external customer information is properly secured and safeguarded. Use secure methods delivering client and/or confidential data by email.
Demonstrates knowledge of and adherence to Equal Employment Opportunity (EEO) policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; and maintains a diverse workforce.