Intern - Credit/Commercial

First Merchants Brand•Columbus, OH

About The Position

First Merchants is seeking motivated college students for its 12-week paid 2027 summer internship program. The Commercial Intern will learn about commercial banking roles and the products and services offered to commercial customers. The internship provides experience assessing credit risk, analyzing financial data, portfolio management, and team-based credit decisions, as well as commercial banking sales, relationship banking, whole-bank selling techniques, and sales management. Interns will participate in a coordinated community service project, network with executive and senior leaders, and present a summary of their internship experience at the program’s conclusion. The internship is scheduled for May 17 through August 6, 2027, and requires availability to work 40 hours per week. Periodic travel throughout First Merchants’ footprint may be required, if applicable. Applicants must be full-time degree-seeking students at an accredited college or university, authorized to work in the United States, have a GPA of at least 3.0, and demonstrate interest in the financial services industry or the relevant area.

Requirements

Be a full-time Bachelor (or higher) degree-seeking student at an accredited college or university.
Be available to work 40 hours per week from May 17 through August 6, 2027.
Be authorized to work in the United States.
Have demonstrated interest in the industry and/or specific area of interest.
Possess a GPA of 3.0 or higher.
Be able and willing to travel periodically throughout the First Merchants footprint, if applicable.
Possess initiative, enthusiasm, a strong work ethic, a team mentality, and self-motivation.

Responsibilities

Complete trend reports for borrowing base certificates.
Complete covenant monitoring and annual credit reviews.
Attend and participate in loan committees and opportunity memorandum discussions.
Partner with relationship managers on prospecting activities and participate in client calls.
Monitor loan maturity dates and recommend renewal strategies.
Participate in a coordinated community service project.
Present a summary of the internship experience at the conclusion of the program.