Commercial Banking Credit Intern

Woodforest National Bank • The Woodlands, TX

11h

About The Position

The Commercial Banking Credit Intern assists the Bank’s Credit departments and learns about different aspects of the Bank’s operations. The internship provides an opportunity for full-time employment after graduation. The intern participates in Commercial Banking operations, policies, and procedures and interacts with teams and team members across the business. The position has no supervisory responsibility and involves negligible travel.

Requirements

• At least 1 year of experience or exposure working with analytical tools such as Excel or similar tools.
• At least 1 year of experience working in a group setting and/or on non-complex business projects involving advanced calculations or problem solving.
• Must be enrolled in the junior or senior year of college or university at the start of the internship.
• Must be actively working toward a bachelor’s degree in Accounting, Business, Finance, or Economics.
• A minimum of 6 hours of accounting coursework is required.
• Solid technology and internet skills, including intermediate proficiency in Microsoft Word, Outlook, SharePoint, and Excel, and the ability to navigate financial software applications.
• Ability to manage multiple responsibilities and projects in a fast-paced environment with competing priorities and deadlines.
• Strong analytical skills and ability to interpret financial data and identify trends.
• Attention to detail and concern for data accuracy.
• Critical thinking and decision-making skills, including sound business judgment.
• Strong customer service and communication skills, including technical writing abilities.

Responsibilities

• Gather information for loan underwriting by interviewing customers, requesting credit reports and financial statements from borrowers and guarantors, and working to clear outstanding exceptions.
• Spread financial statements and analyze cash flow, trends, and industry conditions to assess lending risk and profitability.
• Develop reports and create or improve workbooks to present organizational data in a meaningful, easy-to-understand format.
• Maintain physical and electronic credit files and retrieve documentation for audits, exams, and assessments.
• Assist with project-specific analysis, including analysis of current and prospective customers.
• Participate in and learn about the Bank’s Commercial Banking operations, policies, and procedures.
• Meet and interact with Business Line Managers, Relationship Managers, Relationship Associates, Commercial Client Specialists, Portfolio Managers, Commercial Loan Operations, Credit Analysts, and Quality Assurance Analysts.
• Perform other job-related duties or special projects as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Intern