Intern - Credit/Commercial

First Merchants Brand • Royal Oak, MI

5d

About The Position

First Merchants is seeking a motivated college student for its 12-week paid summer internship program. The Commercial Banking Intern will learn about commercial banking roles and the products and services provided to commercial customers. The internship offers hands-on experience in assessing credit risk, analyzing financial data, portfolio management, the team-based credit decision process, commercial banking sales, relationship banking, whole-bank selling, and sales management.

Interns will take part in a coordinated community service project, network with executive and senior leadership, and present a summary of their experience at the end of the program. The position requires 40 hours per week from May 17 through August 6, 2027, and may involve periodic travel throughout the First Merchants footprint, if applicable.

Requirements

• Be a full-time Bachelor’s degree-seeking student, or pursuing a higher degree, at an accredited college or university.
• Be available to work 40 hours per week from May 17 through August 6, 2027.
• Be authorized to work in the United States.
• Have demonstrated interest in the financial services industry and/or the specific area of interest.
• Have a GPA of 3.0 or higher.
• Be able and willing to travel periodically throughout the First Merchants footprint, if applicable.
• Demonstrate initiative, enthusiasm, a strong work ethic, a team mentality, and self-motivation.

Responsibilities

• Complete trend reports for borrowing base certificates.
• Complete covenant monitoring and annual credit reviews.
• Attend and participate in loan committees and opportunity memorandum discussions.
• Partner with relationship managers on prospecting activities and participate in client calls.
• Monitor loan maturity dates and recommend renewal strategies.
• Participate in a community service project.
• Network with executive and senior leadership at the Intern Meet & Greet.
• Present a summary of the internship experience at the conclusion of the program.

Benefits

• Paid summer internship program
• Mentorship from experienced professionals
• Networking and development events
• Hands-on experience and meaningful projects

What This Job Offers

• Job Type: Full-time
• Career Level: Intern