Intern - Credit Analyst (Summer 2027)

AgCredit ACA • Kenton, OH

7d • Onsite

About The Position

AgCredit is seeking an Intern Credit Analyst for Summer 2027 (May – August) at its Fostoria, OH location. This internship offers the opportunity to develop knowledge about AgCredit, ACA, and the Farm Credit System's operations, products, and services, and how they relate to the agricultural community. The intern will contribute to the cooperative's successful operations while gaining hands-on experience with agricultural credit analysis. AgCredit's mission is to create lifelong opportunities for its customers and employees by being the premier cooperative lender and employer in rural communities, with core values of relationships, respect, integrity, service, accountability, teamwork, and courage. As a cooperative agricultural lending institution, AgCredit is committed to its customer-owners and returns profits to members through its patronage program.

Requirements

• At least one year of post-secondary education.
• Working toward a 2- or 4-year degree, preferably in education or business.
• Reside in one of the counties serviced by AgCredit.
• Detail-oriented, curious and willing to learn new skills.

Responsibilities

• Learn about the Farm Credit System, AgCredit’s operations, products and services, and the primary job functions of branch positions.
• Develop the skills necessary to effectively promote AgCredit’s business by understanding how to market its products and services and serve existing customers.
• Complete assignments and projects at the association and branch levels as assigned and within the specified timeframe.
• Attend the intern orientation, training programs and become familiar with other written materials.
• Review information packet.
• If assigned, participate in project orientation, all related calls thereafter and contribute towards achieving a positive result of the group project.
• Review numbered memoranda relative to assignment.
• Shadow and work closely with designated Credit Analyst team member(s) to understand various job functions and gain exposure to different approaches to and types of credit analysis, including retail and commercial/capital markets.
• Assist with a team project benchmarking crop production or financial measures, including collaborating to identify targeted measures, assisting in compilation and processing of relevant financial information, and developing a presentation for AgCredit members.
• Learn fundamentals of analyzing financial information, including understanding balance sheets and income statements, assisting with financial data entry into analysis software, and learning key ratios and their importance in the decision process.
• Participate in field visits with Credit Analysts to be exposed to different sizes and types of agricultural operations.
• Attend community events, if applicable.
• Shadow select Admin employees to obtain a general understanding of the administrative credit function.
• Submit a written evaluation of the internship experience to Human Resources during the last week of the internship.

Benefits

• Exposure to the organization, the Farm Credit System and agricultural lending.
• Opportunity to work closely with Credit Analyst team members and job shadow a variety of positions.
• Hands-on experience with financial analysis, benchmarking projects and agricultural operations.
• Attend trainings to further your understanding of agricultural lending and other agricultural topics.
• Positive, upbeat and friendly work environment.
• Hands-on, real-world job experience.
• Network with others in the organization and industry.

What This Job Offers

• Career Level: Intern
• Education Level: Associate degree