Credit Analyst Intern - Summer 2027

POET • Sioux Falls, SD

10d • Onsite

About The Position

At POET, it is our mission to be good stewards of the Earth by converting renewable resources to energy and other valuable goods as effectively as humanly possible. For over thirty-five years, our drive and passion to change the world has enabled us to become the largest producer and marketer of bioethanol and a leader in sustainable products in the world.

CULTURE IS KING AT POET
We’re all on the same team. We always communicate. And we park our egos at the door. These aren’t just slogans on our walls. It’s the way we do things at POET. We provide an environment for team members to maintain a healthy work-life balance. It’s the best way to optimize health, wellness, and productivity in a sustainable way. We work hard. We play hard. We have frequent team events, volunteer efforts, and we know how to celebrate wins!

JOB SUMMARY & RESPONSIBILITIES
Each day, our team at POET Bioproducts markets and transports 20,000 tons of our high-quality products to our thousands of customers who are located all over the globe. As the Credit Analyst Intern, you will help with the success of these sales by validating credit information for our customers while understanding agriculture markets and risks associated with the market. This role will also assist in maintaining accurate account information, finding solutions for customers’ inquiries, and supporting POET Merchandisers to provide creative and safe solutions for credit needs within the guidelines of POET’s Credit Policy.
This is an on-site role located in Sioux Falls, SD. Responsibilities include:
Assist in review and analysis of credit applications to make recommendations for establishing appropriate lines of credit.
Assist in analyzing financial statements and 3rd party report review (business credit reports, bank and trade references).
Analyze commodity markets and profitability metrics for producers to identify customer risk.
Utilize analytical skillset to identify credit risks (metrics like DSO, past due reporting, etc.).
Provide multiple credit/payment options to the commercial team based on the facts and circumstances of each transaction.
Ensure professional relationships are established and maintained with both internal and external customers.
Work closely with Merchandising and Transportation team members to respond to credit and collection concerns with existing and potential customers.
Since we’re all about teamwork and getting the job done, your skill may be put to a lot of other uses!

Requirements

• Sophomore or Junior level student working towards a bachelor’s degree in finance, accounting, or business
• Working knowledge of Microsoft Office, particularly Excel, with an interest in data analysis and the ability to learn new programs.

Nice To Haves

• A customer service mindset and a desire to find solutions
• Excellent communication skills and attention to detail
• Excellent organization and time management skills with a sense of urgency that drives results
• A high level of personal integrity
• Interpersonal skills – the ability to effectively interact with individuals at all levels within/outside the organization
• Demonstrated problem-solving and critical thinking skills
• The ability to embrace and promote change
• An innovative mindset and the ability to think objectively
• Self-awareness and creativity in the face of uncertainty
• The ability to work individually and in a team environment

Responsibilities

• Assist in review and analysis of credit applications to make recommendations for establishing appropriate lines of credit.
• Assist in analyzing financial statements and 3rd party report review (business credit reports, bank and trade references).
• Analyze commodity markets and profitability metrics for producers to identify customer risk.
• Utilize analytical skillset to identify credit risks (metrics like DSO, past due reporting, etc.).
• Provide multiple credit/payment options to the commercial team based on the facts and circumstances of each transaction.
• Ensure professional relationships are established and maintained with both internal and external customers.
• Work closely with Merchandising and Transportation team members to respond to credit and collection concerns with existing and potential customers.
• Your skill may be put to a lot of other uses!

Benefits

• A multifaceted wellness program encompassing the whole person – mentally, physically, and spiritually
• On-site fitness centers or fitness reimbursements
• Safety and cold-weather gear reimbursements

What This Job Offers

• Career Level: Intern