Insurance Verifications Representative

Gateway Regional Medical CenterGranite City, IL
$18 - $26Onsite

About The Position

The Insurance Verifier is responsible for reviewing scheduled procedures to determine insurance coverage, benefit eligibility, and patient financial responsibility. This role ensures all required pre-certifications and authorizations are obtained to support proper reimbursement. The Insurance Verifier communicates with patients regarding estimated out-of-pocket costs, collects or arranges point-of-service payments, and supports front-end revenue cycle processes. This position also provides support to registration and billing staff as needed to ensure efficient office operations and accurate financial documentation.

Requirements

  • High school diploma required

Nice To Haves

  • post-secondary education preferred
  • Registration and or medical billing experience preferred

Responsibilities

  • Review all scheduled procedures for insurance coverage and reimbursement requirements
  • Obtain and document insurance benefits, pre-certifications, and authorizations
  • Determine patient financial responsibility and calculate self-pay estimates
  • Document all insurance and financial information accurately in system forms or software
  • Notify patients of insurance benefits, coverage details, and out-of-pocket costs
  • Provide clear explanations of patient financial responsibility prior to services
  • Assess patient ability to pay and coordinate with billing for payment arrangements when needed
  • Discuss payment plans for self-pay or remaining balances as appropriate
  • Ensure collection of required patient payments at time of service is accurately documented
  • Communicate point-of-service (POS) collection expectations to registration staff
  • Monitor and support front-end cash collection processes
  • Assist in meeting departmental collection goals
  • Support registration staff with verification and documentation needs
  • Assist with general office duties including filing, phone coverage, and insurance follow-up calls
  • Verify insurance information with carriers as needed
  • Prepare and organize documentation for scheduled procedures
  • Contact patients via phone to provide insurance updates and financial estimates
  • Communicate effectively with physician offices, insurance companies, and internal departments
  • Serve as a resource for registration staff regarding insurance and financial questions
  • Escalate complex billing or payment concerns to appropriate departments
  • Maintain compliance with HIPAA and all facility policies and procedures
  • Ensure accurate completion of MSP questionnaires for government-based insurance plans
  • Document all required financial and insurance information accurately and timely
  • Follow established protocols for release of information and financial communication
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