Insurance Svc Analyst

JPMorgan Chase & Co.•Tempe, AZ

About The Position

Provide global, follow-the-sun operational support for US real estate-secured commercial lending by ordering, tracking, and quality-checking flood zone determinations. You will serve as the US-based Subject Matter Expert (SME) for overseas teams, helping them navigate complex loan structures, property types, and high-profile clients. You will bring a strong operational mindset, practical problem-solving, and the ability to explain requirements in plain language to ensure consistent, compliant execution and strong time zone continuity. If you enjoy detail-driven execution and supporting time-sensitive transactions, this role offers high impact and strong visibility. As a Flood Determination Specialist in WLS Insurance Originations, you will provide follow-the-sun operational support by ordering, tracking, and quality-checking flood zone determinations supporting Commercial Real Estate lending. You will help global partners navigate complex collateral packages and deliver consistent execution through disciplined controls and clear handoffs.

Requirements

Minimum of 2 years of experience in commercial lending operations supporting United States real estate collateral (for example, originations, closing, collateral, servicing, credit execution, or compliance operations).
Demonstrated understanding of commercial loan structures and common loan events (including renewals, extensions, modifications, and collateral substitutions).
Ability to manage multiple cases concurrently with strong prioritization, follow-through, and documentation discipline.
Ability to communicate requirements clearly in plain language to stakeholders with varying levels of subject matter familiarity.
Strong attention to detail and quality control skills to identify mismatches and completeness issues in returned determinations.
Sound judgment in escalation, exception handling, and documenting rationale in an audit-ready manner.

Nice To Haves

Hands-on experience ordering and tracking flood determinations and working with third-party vendors.
Experience supporting globally distributed teams with formal handoffs and time zone continuity.
Experience handling complex commercial property types and multi-parcel collateral packages.

Responsibilities

Order initial flood determinations for United States commercial real estate collateral through approved vendors and systems for lending events (such as originations, renewals, extensions, modifications, assumptions, collateral substitutions, and restructurings).
Evaluate when reuse of an existing flood determination is permitted and document the rationale.
Track cases end-to-end with timely follow-ups, status accuracy, and audit-ready evidence capture.
Review returned determinations for completeness and obvious mismatches (for example, address integrity, property identifiers, determination dates, and map references) and drive corrections when needed.
Coordinate structured global handoffs to provide follow-the-sun coverage and minimize time zone delays on urgent transactions.
Serve as a subject matter escalation point for global partners on FEMA/flood workflow questions related to United States properties, including unusual collateral structures and complex property profiles.
Provide quick-turn guidance on required information for compliance and strategic progress.
Explain missing information and compliance needs in plain language, including what is needed, why it is needed, and what happens next.
Draft and maintain templates for common commercial scenarios (such as multi-parcel collateral, phased projects, condominiums, mixed-use properties, and construction-to-permanent financing).
Partner with Flood Compliance, Risk & Controls, and Operations leadership to manage exceptions or disputes, documenting outcomes and approvals as required.
Identify and validate critical intake information to support accurate determinations (such as standardized addresses, parcel identifiers, and multi-property naming conventions).