Insurance Product Manager
About The Position
The future is bright for the Porch Group, and we’d love for you to be a part of it as our Insurance Product Manager. At Homeowners of America (HOA), a Porch Group company, we are building a best-in-class insurance product organization — and we need a driven, analytically sharp Product Manager to help lead that charge. In this role, you will own profitable growth across your assigned markets, steering new product and pricing initiatives from concept through state and national implementation. You will serve as a critical connector across underwriting, actuarial, marketing, and operations, ensuring our products remain competitive, compliant, and customer-centered. If you thrive at the intersection of data, strategy, and execution in a fast-moving insurance environment, this is your opportunity to shape how millions of homeowners protect what matters most.
Requirements
- Bachelor’s degree in Business, Marketing, Finance, Actuarial Science, or a related field; MBA or advanced degree preferred.
- Minimum 10+ years of experience in product management, actuarial, finance, or related roles within the insurance industry; minimum 5+ years in homeowners insurance required.
- Proven track record of successful product launches and strategic initiatives.
- Deep understanding of personal lines insurance and reinsurance, including trends, regulations, and the competitive landscape.
- Strong leadership and team management skills; ability to inspire and drive cross-functional teams toward common goals.
- Excellent analytical and problem-solving abilities; proficiency using data to drive strategic decisions.
- Exceptional verbal and written communication skills; ability to translate complex issues clearly for partners and stakeholders.
- Creative thinker with a passion for innovation, continuous improvement, financial acumen, and regulatory knowledge.
- Demonstrated customer focus and the ability to incorporate feedback into product strategy.
Responsibilities
- Ensure the successful implementation of new product, pricing, and underwriting actions at a state and national level.
- Maintain loss ratio discipline and risk tolerance while achieving profitable growth in assigned markets; ensure forecasts and business objectives account for current and likely market conditions.
- Manage catastrophe risk and concentration risk effectively as the business pursues growth objectives.
- Analyze key competitors and their strategies; share insights across the organization to develop effective market initiatives and build out competitive intelligence tools.
- Regularly report on product performance and make data-driven decisions to optimize results; recommend KPIs and metrics to improve performance tracking.
- Ensure all products meet customer needs and expectations; incorporate customer feedback into product development and improvement.
- Partner cross-functionally with underwriting, marketing, sales, IT, and operations teams to deliver cohesive and effective product initiatives.
- Ensure all products comply with relevant regulatory requirements and standards.
- Identify and develop cross-functional process improvements that enhance both efficiency and effectiveness.
Benefits
- Three (3) Medical plan options
- Two (2) Dental plan options
- Vision plan
- Critical Illness plans
- Hospital Indemnity plans
- Accident plans
- Pre-tax savings options
- Partially employer funded Health Savings Account
- Employee Flexible Savings Accounts including healthcare, dependent care, and transportation savings options
- Company paid Basic Life and AD&D
- Short and Long-Term Disability benefits
- Voluntary Life and AD&D plans
- Traditional and Roth 401(k) plans
- Discretionary employer match for 401(k)
- Supportlinc (on demand guided meditation and mindfulness exercises, mental health coaching, clinical care and online access to confidential resources including will preparation)
- LifeBalance (discounts on gym memberships, travel, appliances, movies, pet insurance and more)
- Flexible paid vacation
- Company-paid holidays of typically nine per year
- Paid sick time
- Paid parental leave
- Identity theft program
- Travel assistance
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What This Job Offers
Job Type
Full-time
Career Level
Senior
