Insurance Product Manager

MGT Insurance•San Francisco, CA
•$120,000 - $160,000

About The Position

MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles. We are looking for an Insurance Product Manager, Commercial Lines to lead the product analytics function and be a key contributor to our commercial lines business. You see inefficiency in traditional insurance and want to fix it. You're equally comfortable in a spreadsheet and a strategy conversation, and you understand that in insurance, every decision is a risk decision.

Requirements

  • 3–5 years of experience in commercial insurance, or closely related product or analytics roles
  • Strong analytical skills with the ability to translate data into product decisions that drive business outcomes
  • Sound judgment under ambiguity and the ability to move quickly without sacrificing rigor
  • Clear and effective communication skills, with the ability to influence cross-functional stakeholders across distribution, technology, and compliance
  • A strong interest in modernizing the small business insurance experience for brokers and their clients is a core requirement for this role

Nice To Haves

  • A working knowledge of commercial P&C insurance regulations, including state rate and form requirements, is helpful but not required.

Responsibilities

  • Lead the product analytics function and play a central role in product strategy for our commercial lines business, translating competitor research and field feedback into actionable product decisions.
  • Working directly with underwriting, engineering, and leadership to align on product direction, shape appetite, refine coverage features, and help build the product infrastructure that enables smarter underwriting at scale.
  • Use data and market insights to inform product decisions and influence business outcomes.
  • Monitor performance across classes and states, surface emerging risks and opportunities, and communicate complex findings clearly to both technical and non-technical audiences.
  • Drive product discovery, define requirements, and help drive roadmap prioritization in a fast-moving environment with a strong focus on execution.
  • Ensure product changes are accurate, compliant, and delivered on time.
  • Identify opportunities to launch new enhancements or endorsements on existing programs based on internal and external customer feedback.
  • Research form and rate options for that coverage, analyzing market needs and competitor insights.
  • Present options internally to align on direction.
  • Draft necessary endorsements and rate plans.
  • Launch new coverage in production in an MVP form.
  • Build detailed requirements for post-MVP production release.
  • Work with internal stakeholders to prioritize post-MVP production releases.

Benefits

  • performance-based bonus
  • equity
  • comprehensive benefits package
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