Associate Insurance Product Manager

Cover Genius • ,

5d • $100,000 - $120,000 • Hybrid

About The Position

Cover Genius is the global infrastructure for embedded protection. Active in over 60 countries and all 50 US States, we protect the customers of the world’s largest digital companies. Coming off a stellar year with 40% YoY revenue growth and a recent $100M capital raise, putting our valuation at $1.9BN, we are accelerating into our next phase of growth. As part of our team, you’ll help drive our AI-first roadmap, developing hyper-personalization engines, agentic distribution, and automated claims infrastructure, while building the scalable technology powering the fast-growing $70B embedded protection market.

Our people are: Accountable, customer-obsessed, collaborative, driven
Our people are not: Passive, defensive, siloed, hesitant

Cover Genius Insurance Product Managers are the resident experts on specific product lines and go-to resource for coverage analysis and innovation, pricing, and filing requirements and regulations. The Associate Insurance Manager independently supports product development and carrier operations for our US Warranty line, taking ownership of discrete workstreams within a product build or carrier account and developing an integrated understanding of how product design and capacity placement interact.

This role works closely with senior Insurance Managers, Pricing, Legal, Actuarial, Finance, and Tech to help design profitable, scalable, and partner-suited products, and provides the analytical and documentation support that keeps carrier relationships and product delivery timelines on track.

Requirements

• Some prior experience (roughly 1–2 years) in insurance product development, pricing, underwriting support, or a related operational/analytical role
• Track record in ongoing product and portfolio management
• Experience in designing and writing policies and other insurance related documentation
• Bachelor's degree in business or a relevant field.

Nice To Haves

• A postgraduate degree and/or record of academic achievement is also desirable
• Ability to communicate clearly, both verbally and in writing, including to non-insurance stakeholders (Tech, Finance, Legal)
• Excellent organizational skills and follow-through on discrete workstreams with limited oversight
• Comfort working cross-functionally in a fast-paced, start-up environment
• Analytical mindset and able to spot and flag reporting discrepancies or risk issues before they escalate
• Developing subject-matter understanding of insurance product design and commercial terms (commission, profit share, binder structures)

Responsibilities

• Provide analytical insights on product performance and carrier reporting discrepancies for the US Insurance team.
• Own specific product modules (e.g., pricing tables, coverage schedules, policy wording) or carrier operational requirements (e.g., monthly reporting, premium payments, reconciliations) for US Warranty accounts.
• Support day-to-day carrier relationship management and sourcing for assigned Warranty accounts, escalating to senior team members as needed.
• Collaborate with Legal, Actuarial, Finance, and Tech teams to translate product and carrier requirements accurately.
• Coordinate responses to carrier due diligence questionnaires and audit requests.
• Identify and flag operational or compliance risks in product build and carrier onboarding processes.
• Assist senior Insurance Managers in preparing submission decks and capacity requests

Benefits

• Flexible Work Environment - Our teams are hybrid. We work from home on a Wednesday and Thursday and attend the office on Monday, Tuesday and Friday with flexibility around start/finish times.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level